Almaden Lake, San Jose Housing Market · 2026

Data through Mar 2026

Almaden Lake, San Jose Market Snapshot

Almaden Lake is shifting toward buyers. Here's where things stand:

Based on 7 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$679K
Down 6.0% from March 2025
Down $44K from March 2025
Homes Sold
7
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$4,335/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$3,444
  • Property Tax$707
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
42 days
20 more days than in March 2025
Buyers have time to decide
Sale-to-List Ratio
99.1%
Down from 101.3% in March 2025
Selling 1% below asking
% Sold Over Asking
29%
Only 29% sold above asking. Few bidding wars right now
Active Listings
14
Up 55.6% from March 2025
About 2 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Almaden Lake.

Median Sale Price
Down 6.0% year-over-year in Almaden Lake. Based on 7 sales in the most recent month.
Homes Sold
30% fewer homes sold than a year ago in Almaden Lake.
Total Monthly Payment
Estimated monthly cost is down 8% from a year ago in Almaden Lake, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Almaden Lake, San Jose

Is now a good time to buy in Almaden Lake, San Jose?

Almaden Lake, San Jose currently leans toward buyers. Homes are sitting longer and sellers are more open to negotiation. It is a good time to take your time, request contingencies, and consider offering below asking.

How do Almaden Lake, San Jose home prices compare to the Bay Area average?

At $679K, Almaden Lake, San Jose's median sits about 64% below the Bay Area average of $1.88M. Almaden Lake, San Jose is among the most accessible parts of the Bay Area.

Within San Jose, this area trades about 54% below the city-wide median of $1.47M.

By home type:

  • Condos at $646K
  • Single-family homes at $1.50M
What price range should I budget for in Almaden Lake, San Jose?

Prices in Almaden Lake, San Jose depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Condos at $646K
  • Single-family homes at $1.50M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Almaden Lake, San Jose for buyers?

Almaden Lake, San Jose currently leans toward buyers:

  • Homes sell about 0.9% below asking on average
  • 29% close above list price
  • 42 days typical time to go pending

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced Almaden Lake, San Jose home?

At $679K with 20% down at 6.53%, your estimated total monthly cost is approximately $4,335:

  • $3,444 principal and interest
  • $707 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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