Spartan-Keyes, San Jose Housing Market · 2026
Data through Sep 2026
Spartan-Keyes, San Jose Market Snapshot
Spartan-Keyes offers real opportunities for buyers right now:
- 38 days on market gives buyers time to be selective and negotiate
- Selling 4% below asking. Sellers are flexible on price
- Loan payment: $3,360/mo P&I (7.32%, 20% down) · Est. total ~$4,180/mo with tax + insurance, well below the Bay Area average.
- 29% of listings have cut prices. Sellers are adjusting expectations
- Spartan-Keyes pricing is 55% below the San Jose median ($611K vs. $1.35M)
Based on 8 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.
Data through September 2026
- Principal & Interest$3,360
- Property Tax$637
- Insurance$183
Market Trends
See how prices, monthly costs, and mortgage rates have moved in Spartan-Keyes.
Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.
Frequently asked questions about Spartan-Keyes, San Jose
- Is now a good time to buy in Spartan-Keyes, San Jose?
Spartan-Keyes, San Jose is a buyer's market. Extended market times, price reductions, and motivated sellers give buyers strong negotiating leverage. Well-structured offers below asking can succeed here.
- How do Spartan-Keyes, San Jose home prices compare to the Bay Area average?
At $611K, Spartan-Keyes, San Jose's median sits about 65% below the Bay Area average of $1.77M. Spartan-Keyes, San Jose is among the most accessible parts of the Bay Area.
Within San Jose, this area trades about 55% below the city-wide median of $1.35M.
By home type:
- Condos at $468K
- Single-family homes at $817K
- What price range should I budget for in Spartan-Keyes, San Jose?
Prices in Spartan-Keyes, San Jose depend heavily on home type and specific neighborhood. Median sale prices by type:
- Condos at $468K
- Single-family homes at $817K
Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.
- How competitive is Spartan-Keyes, San Jose for buyers?
Spartan-Keyes, San Jose is a buyer's market:
- Homes sell about 4% below asking on average
- 25% close above list price
- 38 days typical time to go pending
- 29% of listings have had a price reduction
Buyer strategy: well-structured offers below asking can succeed here.
- What will my total monthly cost be on a median-priced Spartan-Keyes, San Jose home?
At $611K with 20% down at 7.32%, your estimated total monthly cost is approximately $4,180:
- $3,360 principal and interest
- $637 property tax (California 1.25% effective rate)
- $183 homeowners insurance
HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.
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