Baywood, San Mateo Housing Market · 2026

Data through May 2026

Baywood, San Mateo Market Snapshot

Baywood favors sellers and competition is intensifying. Here's the picture:

Based on 11 homes sold in May 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through May 2026

SalesWhat are homes selling for?
Median Sale Price
$2.95M
Up 41.3% from May 2025
Up $863K from May 2025
Homes Sold
11
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$18,158/mo
6.49% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$14,901
  • Property Tax$3,073
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
13 days
1 fewer day than in May 2025
Homes sell in a week or two
Sale-to-List Ratio
104.1%
Up from 103.3% in May 2025
Selling 4% above asking
% Sold Over Asking
27%
Only 27% sold above asking. Few bidding wars right now
Active Listings
15
Up 50.0% from May 2025
About 1.4 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Baywood.

Median Sale Price
Up 41.3% year-over-year in Baywood. Based on 11 sales in the most recent month.
Homes Sold
38% more homes sold than a year ago in Baywood.
Total Monthly Payment
Estimated monthly cost is up 37% from a year ago in Baywood, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.49%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Baywood, San Mateo

Is now a good time to buy in Baywood, San Mateo?

Baywood, San Mateo favors sellers and competition is intensifying. Buyers should prepare strong offers and expect limited room to negotiate on well-priced listings.

How do Baywood, San Mateo home prices compare to the Bay Area average?

At $2.95M, Baywood, San Mateo's median sits about 59% above the Bay Area average of $1.85M. Baywood, San Mateo is on the higher end of the regional market.

Within San Mateo, this area trades about 64% above the city-wide median of $1.80M.

By home type:

  • Single-family homes at $3.52M
  • Condos at $1.15M
What price range should I budget for in Baywood, San Mateo?

Prices in Baywood, San Mateo depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $3.52M
  • Condos at $1.15M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Baywood, San Mateo for buyers?

Baywood, San Mateo currently favors sellers:

  • Homes sell about 4% above asking on average
  • 27% close above list price
  • 13 days typical time to go pending

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced Baywood, San Mateo home?

At $2.95M with 20% down at 6.49%, your estimated total monthly cost is approximately $18,158:

  • $14,901 principal and interest
  • $3,073 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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