Homestead Husing, San Mateo Housing Market · 2026

Data through Sep 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Homestead Husing, San Mateo Market Snapshot

Homestead Husing is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:

Based on 6 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$2.52M
▲ Up 23.1% from September 2025
Up $473K from September 2025
Homes Sold
6
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$16,755/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$13,949
  • Property Tax$2,623
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
13 days
▼ 1 fewer day than in September 2025
Homes sell in a week or two
Sale-to-List Ratio
115.5%
▲ Up from 102.1% in September 2025
Selling 16% above asking
% Sold Over Asking
100%
100% of homes sold above their asking price
Active Listings
3
▲ Up 220.1% from September 2025
About 1.6 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Homestead Husing.

Median Sale Price
Up 23.1% year-over-year in Homestead Husing. Based on 6 sales in the last 3 months.
Homes Sold
25% fewer homes sold than a year ago in Homestead Husing.
Total Monthly Payment
Estimated monthly cost is up 31% from a year ago in Homestead Husing, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Homestead Husing, San Mateo

Is now a good time to buy in Homestead Husing, San Mateo?

Homestead Husing, San Mateo is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.

How do Homestead Husing, San Mateo home prices compare to the Bay Area average?

At $2.52M, Homestead Husing, San Mateo's median sits about 42% above the Bay Area average of $1.77M. Homestead Husing, San Mateo is on the higher end of the regional market.

Within San Mateo, this area trades about 60% above the city-wide median of $1.57M.

By home type:

  • Single-family homes at $2.67M
  • Townhomes at $2.02M
What price range should I budget for in Homestead Husing, San Mateo?

Prices in Homestead Husing, San Mateo depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $2.67M
  • Townhomes at $2.02M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Homestead Husing, San Mateo for buyers?

Homestead Husing, San Mateo is one of the Bay Area's more competitive markets:

  • Homes sell about 16% above asking on average
  • 100% close above list price
  • 13 days typical time to go pending
  • 17% of listings have had a price reduction

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced Homestead Husing, San Mateo home?

At $2.52M with 20% down at 7.4%, your estimated total monthly cost is approximately $16,755:

  • $13,949 principal and interest
  • $2,623 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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