Edgewater Isle, San Mateo Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Edgewater Isle, San Mateo Market Snapshot

Edgewater Isle is shifting toward buyers. Here's where things stand:

Based on just 4 sales in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Read this as a rough snapshot; a single transaction can move these numbers noticeably. Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$740K
Homes Sold
4
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$4,777/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$3,823
  • Property Tax$771
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
20 days
Homes typically sell within a month
Sale-to-List Ratio
98.6%
Selling 1% below asking
% Sold Over Asking
25%
Only 25% sold above asking. Few bidding wars right now
Active Listings
n/a

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Edgewater Isle.

Median Sale Price
Homes Sold
Total Monthly Payment
Estimated monthly cost is down 21% from a year ago in Edgewater Isle, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Edgewater Isle, San Mateo

Is now a good time to buy in Edgewater Isle, San Mateo?

Data for Edgewater Isle, San Mateo specifically is limited. Only 4 sales in the last 3 months is not enough to read neighborhood-level conditions, and one unusual transaction can dominate the reported numbers. Zooming out to the broader San Mateo market: san Mateo favors sellers and competition is intensifying. Buyers should prepare strong offers and expect limited room to negotiate on well-priced listings.

How do Edgewater Isle, San Mateo home prices compare to San Mateo and the Bay Area?

Edgewater Isle, San Mateo's 4 recent sales were at a median of $740K. That is roughly 57% below San Mateo's city-wide median of $1.71M. With only a small sample, it is hard to draw firm neighborhood-level conclusions. This could reflect a specific property or an unusual transaction rather than a broader trend. For context, the Bay Area median is $1.80M.

What will my total monthly cost be on a typical Edgewater Isle, San Mateo home?

Using the 4 recent sales (median $740K) as a rough anchor, your estimated total monthly cost with 20% down at 6.71% would be approximately $4,777:

  • $3,823 principal and interest
  • $771 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

The actual number for any specific property depends on sale price, HOA if applicable, and lender.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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