Bowie Estate, San Mateo Housing Market · 2026

Data through Sep 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Bowie Estate, San Mateo Market Snapshot

Bowie Estate leans toward buyers, though competition has been picking up recently. Here's where things stand:

Based on 21 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$555K
▼ Down 20.1% from September 2025
Down $139K from September 2025
Homes Sold
21
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$3,835/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$3,073
  • Property Tax$578
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
37 days
▼ 9 fewer days than in September 2025
Buyers have time to decide
Sale-to-List Ratio
99.1%
▲ Up from 98.7% in September 2025
Selling 1% below asking
% Sold Over Asking
19%
Only 19% sold above asking. Few bidding wars right now
Active Listings
9
▼ Down 28.9% from September 2025
About 1.2 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Bowie Estate.

Median Sale Price
Down 20.1% year-over-year in Bowie Estate. Based on 21 sales in the last 3 months.
Homes Sold
75% more homes sold than a year ago in Bowie Estate.
Total Monthly Payment
Estimated monthly cost is down 14% from a year ago in Bowie Estate, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Bowie Estate, San Mateo

Is now a good time to buy in Bowie Estate, San Mateo?

Bowie Estate, San Mateo leans toward buyers, though competition has been picking up recently. Buyers still have leverage to negotiate, but the window may be narrowing.

How do Bowie Estate, San Mateo home prices compare to the Bay Area average?

At $555K, Bowie Estate, San Mateo's median sits about 69% below the Bay Area average of $1.77M. Bowie Estate, San Mateo is among the most accessible parts of the Bay Area.

Within San Mateo, this area trades about 65% below the city-wide median of $1.57M.

By home type:

  • Condos at $521K
  • Single-family homes at $1.53M
  • Townhomes at $1.53M
What price range should I budget for in Bowie Estate, San Mateo?

Prices in Bowie Estate, San Mateo depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Condos at $521K
  • Single-family homes at $1.53M
  • Townhomes at $1.53M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Bowie Estate, San Mateo for buyers?

Bowie Estate, San Mateo currently leans toward buyers:

  • Homes sell about 0.9% below asking on average
  • 19% close above list price
  • 37 days typical time to go pending
  • 28% of listings have had a price reduction

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced Bowie Estate, San Mateo home?

At $555K with 20% down at 7.4%, your estimated total monthly cost is approximately $3,835:

  • $3,073 principal and interest
  • $578 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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