South Shoreview, San Mateo Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

South Shoreview, San Mateo Market Snapshot

South Shoreview favors sellers and competition is intensifying. Here's the picture:

Based on 16 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$1.38M
Up 6.5% from July 2025
Up $84K from July 2025
Homes Sold
16
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$8,777/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$7,152
  • Property Tax$1,442
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
20 days
6 more days than in July 2025
Homes typically sell within a month
Sale-to-List Ratio
109.7%
Up from 102.3% in July 2025
Selling 10% above asking
% Sold Over Asking
56%
More than half of homes sold above their asking price
Active Listings
2
Down 69.4% from July 2025
About 0.4 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in South Shoreview.

Median Sale Price
Up 6.5% year-over-year in South Shoreview. Based on 16 sales in the last 3 months.
Homes Sold
45% more homes sold than a year ago in South Shoreview.
Total Monthly Payment
Estimated monthly cost is up 6% from a year ago in South Shoreview, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about South Shoreview, San Mateo

Is now a good time to buy in South Shoreview, San Mateo?

South Shoreview, San Mateo favors sellers and competition is intensifying. Buyers should prepare strong offers and expect limited room to negotiate on well-priced listings.

How do South Shoreview, San Mateo home prices compare to the Bay Area average?

At $1.38M, South Shoreview, San Mateo's median sits about 23% below the Bay Area average of $1.80M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that South Shoreview, San Mateo is one of the more accessible corners of the Bay Area.

Within San Mateo, this area trades about 19% below the city-wide median of $1.71M.

By home type:

  • Single-family homes at $1.45M
  • Condos at $470K
What price range should I budget for in South Shoreview, San Mateo?

Prices in South Shoreview, San Mateo depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1.45M
  • Condos at $470K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is South Shoreview, San Mateo for buyers?

South Shoreview, San Mateo currently favors sellers:

  • Homes sell about 10% above asking on average
  • 56% close above list price
  • 20 days typical time to go pending

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced South Shoreview, San Mateo home?

At $1.38M with 20% down at 6.71%, your estimated total monthly cost is approximately $8,777:

  • $7,152 principal and interest
  • $1,442 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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