South Shoreview, San Mateo Housing Market · 2026

Data through Mar 2026

South Shoreview, San Mateo Market Snapshot

South Shoreview is a balanced market and tilting gently toward buyers. A good environment for thoughtful decisions on both sides:

Based on 8 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$1.27M
Down 12.4% from March 2025
Down $180K from March 2025
Homes Sold
8
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$7,948/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$6,442
  • Property Tax$1,323
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
34 days
17 more days than in March 2025
Buyers have time to decide
Sale-to-List Ratio
101.6%
Down from 108.3% in March 2025
Selling at or near asking price
% Sold Over Asking
38%
38% of homes sold above asking, some competition
Active Listings
7
Up 40.0% from March 2025
About 0.9 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in South Shoreview.

Median Sale Price
Down 12.4% year-over-year in South Shoreview. Based on 8 sales in the most recent month.
Homes Sold
11% fewer homes sold than a year ago in South Shoreview.
Total Monthly Payment
Estimated monthly cost is down 14% from a year ago in South Shoreview, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about South Shoreview, San Mateo

Is now a good time to buy in South Shoreview, San Mateo?

South Shoreview, San Mateo is a balanced market that is tilting gently toward buyers. Both sides have reasonable leverage, contingencies are more common, and there is time to make thoughtful decisions.

How do South Shoreview, San Mateo home prices compare to the Bay Area average?

At $1.27M, South Shoreview, San Mateo's median sits about 32% below the Bay Area average of $1.88M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that South Shoreview, San Mateo is one of the more accessible corners of the Bay Area.

Within San Mateo, this area trades about 25% below the city-wide median of $1.69M.

By home type:

  • Single-family homes at $1.33M
  • Condos at $545K
What price range should I budget for in South Shoreview, San Mateo?

Prices in South Shoreview, San Mateo depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1.33M
  • Condos at $545K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is South Shoreview, San Mateo for buyers?

South Shoreview, San Mateo is a balanced market where neither side dominates:

  • Homes sell about 2% above asking on average
  • 38% close above list price
  • 34 days typical time to go pending

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced South Shoreview, San Mateo home?

At $1.27M with 20% down at 6.53%, your estimated total monthly cost is approximately $7,948:

  • $6,442 principal and interest
  • $1,323 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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