San Mateo Woods, San Mateo Housing Market · 2026

Data through Sep 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

San Mateo Woods, San Mateo Market Snapshot

San Mateo Woods leans toward buyers, though competition has been picking up recently. Here's where things stand:

Based on 8 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$1.47M
▲ Up 7.1% from September 2025
Up $97K from September 2025
Homes Sold
8
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$9,866/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$8,150
  • Property Tax$1,533
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
20 days
▼ 15 fewer days than in September 2025
Homes typically sell within a month
Sale-to-List Ratio
99.5%
▼ Down from 101.2% in September 2025
Selling at or near asking price
% Sold Over Asking
12%
Only 12% sold above asking. Few bidding wars right now
Active Listings
3
▲ Up 6.7% from September 2025
About 1.2 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in San Mateo Woods.

Median Sale Price
Up 7.1% year-over-year in San Mateo Woods. Based on 8 sales in the last 3 months.
Homes Sold
60% more homes sold than a year ago in San Mateo Woods.
Total Monthly Payment
Estimated monthly cost is up 14% from a year ago in San Mateo Woods, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about San Mateo Woods, San Mateo

Is now a good time to buy in San Mateo Woods, San Mateo?

San Mateo Woods, San Mateo leans toward buyers, though competition has been picking up recently. Buyers still have leverage to negotiate, but the window may be narrowing.

How do San Mateo Woods, San Mateo home prices compare to the Bay Area average?

At $1.47M, San Mateo Woods, San Mateo's median sits about 17% below the Bay Area average of $1.77M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that San Mateo Woods, San Mateo is one of the more accessible corners of the Bay Area.

This is close to the San Mateo city-wide median of $1.57M.

By home type:

  • Townhomes at $1.46M
  • Single-family homes at $2.70M
What price range should I budget for in San Mateo Woods, San Mateo?

Prices in San Mateo Woods, San Mateo depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Townhomes at $1.46M
  • Single-family homes at $2.70M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is San Mateo Woods, San Mateo for buyers?

San Mateo Woods, San Mateo currently leans toward buyers:

  • Homes sell about 0.5% below asking on average
  • 12% close above list price
  • 20 days typical time to go pending
  • 20% of listings have had a price reduction

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced San Mateo Woods, San Mateo home?

At $1.47M with 20% down at 7.4%, your estimated total monthly cost is approximately $9,866:

  • $8,150 principal and interest
  • $1,533 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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