Lakeshore, San Mateo Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Lakeshore, San Mateo Market Snapshot

Lakeshore is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:

Based on 9 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$1.49M
Up 14.6% from July 2025
Up $190K from July 2025
Homes Sold
9
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$9,432/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$7,697
  • Property Tax$1,552
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
12 days
18 fewer days than in July 2025
Homes sell in a week or two
Sale-to-List Ratio
109.2%
Up from 99.4% in July 2025
Selling 9% above asking
% Sold Over Asking
66%
66% of homes sold above their asking price
Active Listings
8
Up 50.0% from July 2025
About 2.5 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Lakeshore.

Median Sale Price
Up 14.6% year-over-year in Lakeshore. Based on 9 sales in the last 3 months.
Homes Sold
29% more homes sold than a year ago in Lakeshore.
Total Monthly Payment
Estimated monthly cost is up 14% from a year ago in Lakeshore, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Lakeshore, San Mateo

Is now a good time to buy in Lakeshore, San Mateo?

Lakeshore, San Mateo is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.

How do Lakeshore, San Mateo home prices compare to the Bay Area average?

At $1.49M, Lakeshore, San Mateo's median sits about 17% below the Bay Area average of $1.80M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Lakeshore, San Mateo is one of the more accessible corners of the Bay Area.

Within San Mateo, this area trades about 13% below the city-wide median of $1.71M.

By home type:

  • Single-family homes at $1.52M
  • Condos at $1.42M
  • Townhomes at $1.83M
What price range should I budget for in Lakeshore, San Mateo?

Prices in Lakeshore, San Mateo depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1.52M
  • Condos at $1.42M
  • Townhomes at $1.83M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Lakeshore, San Mateo for buyers?

Lakeshore, San Mateo is one of the Bay Area's more competitive markets:

  • Homes sell about 9% above asking on average
  • 66% close above list price
  • 12 days typical time to go pending

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced Lakeshore, San Mateo home?

At $1.49M with 20% down at 6.71%, your estimated total monthly cost is approximately $9,432:

  • $7,697 principal and interest
  • $1,552 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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