Foothill Terrace, San Mateo Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Foothill Terrace, San Mateo Market Snapshot

Foothill Terrace is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:

Based on 6 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$3.07M
Up 13.8% from July 2025
Up $373K from July 2025
Homes Sold
6
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$19,264/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$15,880
  • Property Tax$3,201
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
10 days
34 fewer days than in July 2025
Homes sell in a week or two
Sale-to-List Ratio
108.1%
Up from 96.1% in July 2025
Selling 8% above asking
% Sold Over Asking
100%
100% of homes sold above their asking price
Active Listings
n/a

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Foothill Terrace.

Median Sale Price
Up 13.8% year-over-year in Foothill Terrace. Based on 6 sales in the last 3 months.
Homes Sold
Total Monthly Payment
Estimated monthly cost is up 12% from a year ago in Foothill Terrace, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Foothill Terrace, San Mateo

Is now a good time to buy in Foothill Terrace, San Mateo?

Foothill Terrace, San Mateo is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.

How do Foothill Terrace, San Mateo home prices compare to the Bay Area average?

At $3.07M, Foothill Terrace, San Mateo's median sits about 71% above the Bay Area average of $1.80M. Foothill Terrace, San Mateo is on the higher end of the regional market.

Within San Mateo, this area trades about 79% above the city-wide median of $1.71M.

How competitive is Foothill Terrace, San Mateo for buyers?

Foothill Terrace, San Mateo is one of the Bay Area's more competitive markets:

  • Homes sell about 8% above asking on average
  • 100% close above list price
  • 10 days typical time to go pending

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced Foothill Terrace, San Mateo home?

At $3.07M with 20% down at 6.71%, your estimated total monthly cost is approximately $19,264:

  • $15,880 principal and interest
  • $3,201 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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