Baywood Knolls, San Mateo Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Baywood Knolls, San Mateo Market Snapshot

Baywood Knolls is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:

Based on 5 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$3.80M
Up 4.8% from July 2025
Up $174K from July 2025
Homes Sold
5
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$23,770/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$19,630
  • Property Tax$3,957
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
8 days
· Same as July 2025
Homes sell in a week or two
Sale-to-List Ratio
120.9%
Up from 103.7% in July 2025
Selling 21% above asking
% Sold Over Asking
100%
100% of homes sold above their asking price
Active Listings
n/a

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Baywood Knolls.

Median Sale Price
Up 4.8% year-over-year in Baywood Knolls. Based on 5 sales in the last 3 months.
Homes Sold
About the same sales volume as a year ago in Baywood Knolls.
Total Monthly Payment
Estimated monthly cost is up 4% from a year ago in Baywood Knolls, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Baywood Knolls, San Mateo

Is now a good time to buy in Baywood Knolls, San Mateo?

Baywood Knolls, San Mateo is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.

How do Baywood Knolls, San Mateo home prices compare to the Bay Area average?

At $3.80M, Baywood Knolls, San Mateo's median sits about 111% above the Bay Area average of $1.80M. Baywood Knolls, San Mateo is on the higher end of the regional market.

Within San Mateo, this area trades about 122% above the city-wide median of $1.71M.

How competitive is Baywood Knolls, San Mateo for buyers?

Baywood Knolls, San Mateo is one of the Bay Area's more competitive markets:

  • Homes sell about 21% above asking on average
  • 100% close above list price
  • 8 days typical time to go pending
  • 33% of listings have had a price reduction

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced Baywood Knolls, San Mateo home?

At $3.80M with 20% down at 6.71%, your estimated total monthly cost is approximately $23,770:

  • $19,630 principal and interest
  • $3,957 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
See all reviews on Zillow

Let's Chat!

I read every message and usually reply the same day.

What brings you here?