Shoreview, San Mateo Housing Market · 2026

Data through Mar 2026

Shoreview, San Mateo Market Snapshot

Shoreview still favors sellers, but the market is cooling. Here's where things stand:

Based on 14 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$1.31M
Down 9.3% from March 2025
Down $135K from March 2025
Homes Sold
14
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$8,223/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$6,670
  • Property Tax$1,370
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
17 days
4 more days than in March 2025
Homes typically sell within a month
Sale-to-List Ratio
105.8%
Down from 109.0% in March 2025
Selling 6% above asking
% Sold Over Asking
50%
More than half of homes sold above their asking price
Active Listings
9
Down 18.2% from March 2025
About 0.6 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Shoreview.

Median Sale Price
Down 9.3% year-over-year in Shoreview. Based on 14 sales in the most recent month.
Homes Sold
26% fewer homes sold than a year ago in Shoreview.
Total Monthly Payment
Estimated monthly cost is down 11% from a year ago in Shoreview, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Shoreview, San Mateo

Is now a good time to buy in Shoreview, San Mateo?

Shoreview, San Mateo still favors sellers, but conditions are slowly improving for buyers. Well-priced homes move fast, and there is slightly more room to negotiate than there was a year ago.

How do Shoreview, San Mateo home prices compare to the Bay Area average?

At $1.31M, Shoreview, San Mateo's median sits about 30% below the Bay Area average of $1.88M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Shoreview, San Mateo is one of the more accessible corners of the Bay Area.

Within San Mateo, this area trades about 22% below the city-wide median of $1.69M.

By home type:

  • Single-family homes at $1.33M
  • Condos at $545K
What price range should I budget for in Shoreview, San Mateo?

Prices in Shoreview, San Mateo depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1.33M
  • Condos at $545K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Shoreview, San Mateo for buyers?

Shoreview, San Mateo currently favors sellers:

  • Homes sell about 6% above asking on average
  • 50% close above list price
  • 17 days typical time to go pending

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced Shoreview, San Mateo home?

At $1.31M with 20% down at 6.53%, your estimated total monthly cost is approximately $8,223:

  • $6,670 principal and interest
  • $1,370 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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