Marina Lagoon, San Mateo Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Marina Lagoon, San Mateo Market Snapshot

Marina Lagoon is a balanced market and tilting gently toward buyers. A good environment for thoughtful decisions on both sides:

Based on 25 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$1.25M
Up 4.5% from July 2025
Up $55K from July 2025
Homes Sold
25
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$7,973/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$6,483
  • Property Tax$1,307
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
23 days
8 more days than in July 2025
Homes typically sell within a month
Sale-to-List Ratio
102.7%
Up from 102.2% in July 2025
Selling at or near asking price
% Sold Over Asking
46%
46% of homes sold above asking, some competition
Active Listings
19
Up 28.6% from July 2025
About 2.4 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Marina Lagoon.

Median Sale Price
Up 4.5% year-over-year in Marina Lagoon. Based on 25 sales in the last 3 months.
Homes Sold
7% fewer homes sold than a year ago in Marina Lagoon.
Total Monthly Payment
Estimated monthly cost is up 4% from a year ago in Marina Lagoon, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Marina Lagoon, San Mateo

Is now a good time to buy in Marina Lagoon, San Mateo?

Marina Lagoon, San Mateo is a balanced market that is tilting gently toward buyers. Both sides have reasonable leverage, contingencies are more common, and there is time to make thoughtful decisions.

How do Marina Lagoon, San Mateo home prices compare to the Bay Area average?

At $1.25M, Marina Lagoon, San Mateo's median sits about 30% below the Bay Area average of $1.80M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Marina Lagoon, San Mateo is one of the more accessible corners of the Bay Area.

Within San Mateo, this area trades about 27% below the city-wide median of $1.71M.

By home type:

  • Condos at $772K
  • Single-family homes at $1.55M
  • Townhomes at $1.32M
What price range should I budget for in Marina Lagoon, San Mateo?

Prices in Marina Lagoon, San Mateo depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Condos at $772K
  • Single-family homes at $1.55M
  • Townhomes at $1.32M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Marina Lagoon, San Mateo for buyers?

Marina Lagoon, San Mateo is a balanced market where neither side dominates:

  • Homes sell about 3% above asking on average
  • 46% close above list price
  • 23 days typical time to go pending
  • 27% of listings have had a price reduction

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced Marina Lagoon, San Mateo home?

At $1.25M with 20% down at 6.71%, your estimated total monthly cost is approximately $7,973:

  • $6,483 principal and interest
  • $1,307 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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