Marina Lagoon, San Mateo Housing Market · 2026

Data through Sep 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Marina Lagoon, San Mateo Market Snapshot

Marina Lagoon is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:

Based on 22 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$1.29M
▲ Up 13.7% from September 2025
Up $156K from September 2025
Homes Sold
22
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$8,703/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$7,171
  • Property Tax$1,349
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
11 days
▼ 10 fewer days than in September 2025
Homes sell in a week or two
Sale-to-List Ratio
105.4%
▲ Up from 101.8% in September 2025
Selling 5% above asking
% Sold Over Asking
54%
More than half of homes sold above their asking price
Active Listings
26
▲ Up 82.9% from September 2025
About 3.5 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Marina Lagoon.

Median Sale Price
Up 13.7% year-over-year in Marina Lagoon. Based on 22 sales in the last 3 months.
Homes Sold
8% fewer homes sold than a year ago in Marina Lagoon.
Total Monthly Payment
Estimated monthly cost is up 21% from a year ago in Marina Lagoon, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Marina Lagoon, San Mateo

Is now a good time to buy in Marina Lagoon, San Mateo?

Marina Lagoon, San Mateo is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.

How do Marina Lagoon, San Mateo home prices compare to the Bay Area average?

At $1.29M, Marina Lagoon, San Mateo's median sits about 27% below the Bay Area average of $1.77M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Marina Lagoon, San Mateo is one of the more accessible corners of the Bay Area.

Within San Mateo, this area trades about 18% below the city-wide median of $1.57M.

By home type:

  • Single-family homes at $1.55M
  • Condos at $865K
  • Townhomes at $1.20M
What price range should I budget for in Marina Lagoon, San Mateo?

Prices in Marina Lagoon, San Mateo depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1.55M
  • Condos at $865K
  • Townhomes at $1.20M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Marina Lagoon, San Mateo for buyers?

Marina Lagoon, San Mateo is one of the Bay Area's more competitive markets:

  • Homes sell about 5% above asking on average
  • 54% close above list price
  • 11 days typical time to go pending
  • 40% of listings have had a price reduction

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced Marina Lagoon, San Mateo home?

At $1.29M with 20% down at 7.4%, your estimated total monthly cost is approximately $8,703:

  • $7,171 principal and interest
  • $1,349 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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