San Mateo Village, San Mateo Housing Market · 2026

Data through May 2026

San Mateo Village, San Mateo Market Snapshot

San Mateo Village is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:

Based on 14 homes sold in May 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through May 2026

SalesWhat are homes selling for?
Median Sale Price
$2.17M
Up 19.0% from May 2025
Up $347K from May 2025
Homes Sold
14
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$13,436/mo
6.49% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$10,987
  • Property Tax$2,266
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
7 days
5 fewer days than in May 2025
Homes sell in under a week
Sale-to-List Ratio
117.3%
Up from 107.7% in May 2025
Selling 17% above asking
% Sold Over Asking
79%
79% of homes sold above their asking price
Active Listings
1
Down 75.0% from May 2025
About 0.1 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in San Mateo Village.

Median Sale Price
Up 19.0% year-over-year in San Mateo Village. Based on 14 sales in the most recent month.
Homes Sold
56% more homes sold than a year ago in San Mateo Village.
Total Monthly Payment
Estimated monthly cost is up 15% from a year ago in San Mateo Village, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.49%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about San Mateo Village, San Mateo

Is now a good time to buy in San Mateo Village, San Mateo?

San Mateo Village, San Mateo is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.

How do San Mateo Village, San Mateo home prices compare to the Bay Area average?

At $2.17M, San Mateo Village, San Mateo's median is close to the Bay Area average of $1.85M.

Within San Mateo, this area trades about 21% above the city-wide median of $1.80M.

How competitive is San Mateo Village, San Mateo for buyers?

San Mateo Village, San Mateo is one of the Bay Area's more competitive markets:

  • Homes sell about 17% above asking on average
  • 79% close above list price
  • 7 days typical time to go pending

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced San Mateo Village, San Mateo home?

At $2.17M with 20% down at 6.49%, your estimated total monthly cost is approximately $13,436:

  • $10,987 principal and interest
  • $2,266 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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