Bret Harte, San Rafael Housing Market · 2026

Data through May 2026

Bret Harte, San Rafael Market Snapshot

Bret Harte favors sellers and competition is intensifying. Here's the picture:

Based on 7 homes sold in May 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through May 2026

SalesWhat are homes selling for?
Median Sale Price
$1.35M
Up 21.9% from May 2025
Up $243K from May 2025
Homes Sold
7
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$8,409/mo
6.49% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$6,819
  • Property Tax$1,406
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
13 days
13 fewer days than in May 2025
Homes sell in a week or two
Sale-to-List Ratio
104.4%
Up from 103.7% in May 2025
Selling 4% above asking
% Sold Over Asking
71%
71% of homes sold above their asking price
Active Listings
3
About 0.4 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Bret Harte.

Median Sale Price
Up 21.9% year-over-year in Bret Harte. Based on 7 sales in the most recent month.
Homes Sold
Total Monthly Payment
Estimated monthly cost is up 18% from a year ago in Bret Harte, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.49%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Bret Harte, San Rafael

Is now a good time to buy in Bret Harte, San Rafael?

Bret Harte, San Rafael favors sellers and competition is intensifying. Buyers should prepare strong offers and expect limited room to negotiate on well-priced listings.

How do Bret Harte, San Rafael home prices compare to the Bay Area average?

At $1.35M, Bret Harte, San Rafael's median sits about 27% below the Bay Area average of $1.85M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Bret Harte, San Rafael is one of the more accessible corners of the Bay Area.

This is close to the San Rafael city-wide median of $1.35M.

How competitive is Bret Harte, San Rafael for buyers?

Bret Harte, San Rafael currently favors sellers:

  • Homes sell about 4% above asking on average
  • 71% close above list price
  • 13 days typical time to go pending

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced Bret Harte, San Rafael home?

At $1.35M with 20% down at 6.49%, your estimated total monthly cost is approximately $8,409:

  • $6,819 principal and interest
  • $1,406 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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