Civic Center, San Rafael Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Civic Center, San Rafael Market Snapshot

Civic Center is a balanced market, but competition has been picking up. Here's where things stand:

Based on 6 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$713K
Down 10.9% from July 2025
Down $88K from July 2025
Homes Sold
6
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$4,607/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$3,682
  • Property Tax$742
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
29 days
1 more day than in July 2025
Homes typically sell within a month
Sale-to-List Ratio
102.4%
Up from 99.9% in July 2025
Selling at or near asking price
% Sold Over Asking
50%
50% of homes sold above asking, some competition
Active Listings
3
Down 46.4% from July 2025
About 1.6 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Civic Center.

Median Sale Price
Down 10.9% year-over-year in Civic Center. Based on 6 sales in the last 3 months.
Homes Sold
20% more homes sold than a year ago in Civic Center.
Total Monthly Payment
Estimated monthly cost is down 11% from a year ago in Civic Center, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Civic Center, San Rafael

Is now a good time to buy in Civic Center, San Rafael?

Civic Center, San Rafael is balanced but competition is picking up. It remains a reasonable environment for buyers, though acting decisively on well-priced homes is becoming more important.

How do Civic Center, San Rafael home prices compare to the Bay Area average?

At $713K, Civic Center, San Rafael's median sits about 60% below the Bay Area average of $1.80M. Civic Center, San Rafael is among the most accessible parts of the Bay Area.

Within San Rafael, this area trades about 47% below the city-wide median of $1.35M.

By home type:

  • Townhomes at $723K
  • Condos at $537K
  • Single-family homes at $1.05M
What price range should I budget for in Civic Center, San Rafael?

Prices in Civic Center, San Rafael depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Townhomes at $723K
  • Condos at $537K
  • Single-family homes at $1.05M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Civic Center, San Rafael for buyers?

Civic Center, San Rafael is a balanced market where neither side dominates:

  • Homes sell about 2% above asking on average
  • 50% close above list price
  • 29 days typical time to go pending

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced Civic Center, San Rafael home?

At $713K with 20% down at 6.71%, your estimated total monthly cost is approximately $4,607:

  • $3,682 principal and interest
  • $742 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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