San Pedro Peninsula, San Rafael Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

San Pedro Peninsula, San Rafael Market Snapshot

San Pedro Peninsula favors sellers and competition is intensifying. Here's the picture:

Based on 41 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$2.11M
Down 3.9% from July 2025
Down $86K from July 2025
Homes Sold
41
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$13,311/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$10,926
  • Property Tax$2,202
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
20 days
9 fewer days than in July 2025
Homes typically sell within a month
Sale-to-List Ratio
103.4%
Up from 100.8% in July 2025
Selling 3% above asking
% Sold Over Asking
55%
More than half of homes sold above their asking price
Active Listings
16
Up 33.9% from July 2025
About 1.2 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in San Pedro Peninsula.

Median Sale Price
Down 3.9% year-over-year in San Pedro Peninsula. Based on 41 sales in the last 3 months.
Homes Sold
78% more homes sold than a year ago in San Pedro Peninsula.
Total Monthly Payment
Estimated monthly cost is down 4% from a year ago in San Pedro Peninsula, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about San Pedro Peninsula, San Rafael

Is now a good time to buy in San Pedro Peninsula, San Rafael?

San Pedro Peninsula, San Rafael favors sellers and competition is intensifying. Buyers should prepare strong offers and expect limited room to negotiate on well-priced listings.

How do San Pedro Peninsula, San Rafael home prices compare to the Bay Area average?

At $2.11M, San Pedro Peninsula, San Rafael's median is close to the Bay Area average of $1.80M.

Within San Rafael, this area trades about 57% above the city-wide median of $1.35M.

By home type:

  • Single-family homes at $2.44M
  • Townhomes at $1.05M
  • Condos at $820K
What price range should I budget for in San Pedro Peninsula, San Rafael?

Prices in San Pedro Peninsula, San Rafael depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $2.44M
  • Townhomes at $1.05M
  • Condos at $820K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is San Pedro Peninsula, San Rafael for buyers?

San Pedro Peninsula, San Rafael currently favors sellers:

  • Homes sell about 3% above asking on average
  • 55% close above list price
  • 20 days typical time to go pending
  • 21% of listings have had a price reduction

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced San Pedro Peninsula, San Rafael home?

At $2.11M with 20% down at 6.71%, your estimated total monthly cost is approximately $13,311:

  • $10,926 principal and interest
  • $2,202 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
See all reviews on Zillow

Let's Chat!

I read every message and usually reply the same day.

What brings you here?