San Pedro Peninsula, San Rafael Housing Market · 2026

Data through Mar 2026

San Pedro Peninsula, San Rafael Market Snapshot

San Pedro Peninsula is a balanced market and tilting gently toward buyers. A good environment for thoughtful decisions on both sides:

Based on 19 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$1.70M
Down 18.0% from March 2025
Down $373K from March 2025
Homes Sold
19
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$10,583/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$8,628
  • Property Tax$1,772
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
24 days
15 more days than in March 2025
Homes typically sell within a month
Sale-to-List Ratio
102.3%
Down from 107.8% in March 2025
Selling at or near asking price
% Sold Over Asking
53%
More than half of homes sold above their asking price
Active Listings
21
Up 16.7% from March 2025
About 1.1 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in San Pedro Peninsula.

Median Sale Price
Down 18.0% year-over-year in San Pedro Peninsula. Based on 19 sales in the most recent month.
Homes Sold
90% more homes sold than a year ago in San Pedro Peninsula.
Total Monthly Payment
Estimated monthly cost is down 20% from a year ago in San Pedro Peninsula, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about San Pedro Peninsula, San Rafael

Is now a good time to buy in San Pedro Peninsula, San Rafael?

San Pedro Peninsula, San Rafael is a balanced market that is tilting gently toward buyers. Both sides have reasonable leverage, contingencies are more common, and there is time to make thoughtful decisions.

How do San Pedro Peninsula, San Rafael home prices compare to the Bay Area average?

At $1.70M, San Pedro Peninsula, San Rafael's median is close to the Bay Area average of $1.88M.

Within San Rafael, this area trades about 48% above the city-wide median of $1.15M.

By home type:

  • Single-family homes at $1.76M
  • Condos at $772K
  • Townhomes at $1.01M
What price range should I budget for in San Pedro Peninsula, San Rafael?

Prices in San Pedro Peninsula, San Rafael depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1.76M
  • Condos at $772K
  • Townhomes at $1.01M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is San Pedro Peninsula, San Rafael for buyers?

San Pedro Peninsula, San Rafael is a balanced market where neither side dominates:

  • Homes sell about 2% above asking on average
  • 53% close above list price
  • 24 days typical time to go pending

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced San Pedro Peninsula, San Rafael home?

At $1.70M with 20% down at 6.53%, your estimated total monthly cost is approximately $10,583:

  • $8,628 principal and interest
  • $1,772 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
See all reviews on Zillow

Let's Chat!

I read every message and usually reply the same day.

What brings you here?