Loch Lomond-Canal North, San Rafael Housing Market · 2026

Data through Mar 2026

Loch Lomond-Canal North, San Rafael Market Snapshot

Loch Lomond-Canal North still favors sellers, but the market is cooling. Here's where things stand:

Based on 10 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$1.70M
Down 16.0% from March 2025
Down $325K from March 2025
Homes Sold
10
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$10,580/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$8,626
  • Property Tax$1,771
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
23.5 days
13 more days than in March 2025
Homes typically sell within a month
Sale-to-List Ratio
103.7%
Down from 107.6% in March 2025
Selling 4% above asking
% Sold Over Asking
50%
More than half of homes sold above their asking price
Active Listings
5
Down 28.6% from March 2025
About 0.5 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Loch Lomond-Canal North.

Median Sale Price
Down 16.0% year-over-year in Loch Lomond-Canal North. Based on 10 sales in the most recent month.
Homes Sold
Total Monthly Payment
Estimated monthly cost is down 18% from a year ago in Loch Lomond-Canal North, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Loch Lomond-Canal North, San Rafael

Is now a good time to buy in Loch Lomond-Canal North, San Rafael?

Loch Lomond-Canal North, San Rafael still favors sellers, but conditions are slowly improving for buyers. Well-priced homes move fast, and there is slightly more room to negotiate than there was a year ago.

How do Loch Lomond-Canal North, San Rafael home prices compare to the Bay Area average?

At $1.70M, Loch Lomond-Canal North, San Rafael's median is close to the Bay Area average of $1.88M.

Within San Rafael, this area trades about 48% above the city-wide median of $1.15M.

By home type:

  • Single-family homes at $1.70M
  • Condos at $739K
What price range should I budget for in Loch Lomond-Canal North, San Rafael?

Prices in Loch Lomond-Canal North, San Rafael depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1.70M
  • Condos at $739K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Loch Lomond-Canal North, San Rafael for buyers?

Loch Lomond-Canal North, San Rafael currently favors sellers:

  • Homes sell about 4% above asking on average
  • 50% close above list price
  • 23.5 days typical time to go pending

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced Loch Lomond-Canal North, San Rafael home?

At $1.70M with 20% down at 6.53%, your estimated total monthly cost is approximately $10,580:

  • $8,626 principal and interest
  • $1,771 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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