Downtown San Rafael, San Rafael Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Downtown San Rafael, San Rafael Market Snapshot

Downtown San Rafael is shifting toward buyers. Here's where things stand:

Based on just 2 sales in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Read this as a rough snapshot; a single transaction can move these numbers noticeably. Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$742K
Homes Sold
2
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$4,792/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$3,836
  • Property Tax$773
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
101 days
Buyers have time to decide
Sale-to-List Ratio
100.7%
Selling at or near asking price
% Sold Over Asking
50%
50% of homes sold above asking, some competition
Active Listings
5
About 8 months of supply. Plenty of options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Downtown San Rafael.

Median Sale Price
Homes Sold
Total Monthly Payment
Estimated monthly cost is down 29% from a year ago in Downtown San Rafael, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Downtown San Rafael, San Rafael

Is now a good time to buy in Downtown San Rafael, San Rafael?

Data for Downtown San Rafael, San Rafael specifically is limited. Only 2 sales in the last 3 months is not enough to read neighborhood-level conditions, and one unusual transaction can dominate the reported numbers. Zooming out to the broader San Rafael market: san Rafael is balanced but competition is picking up. It remains a reasonable environment for buyers, though acting decisively on well-priced homes is becoming more important.

How do Downtown San Rafael, San Rafael home prices compare to San Rafael and the Bay Area?

Downtown San Rafael, San Rafael's 2 recent sales were at a median of $742K. That is roughly 45% below San Rafael's city-wide median of $1.35M. With only a small sample, it is hard to draw firm neighborhood-level conclusions. This could reflect a specific property or an unusual transaction rather than a broader trend. For context, the Bay Area median is $1.80M.

What will my total monthly cost be on a typical Downtown San Rafael, San Rafael home?

Using the 2 recent sales (median $742K) as a rough anchor, your estimated total monthly cost with 20% down at 6.71% would be approximately $4,792:

  • $3,836 principal and interest
  • $773 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

The actual number for any specific property depends on sale price, HOA if applicable, and lender.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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