Sun Valley, San Rafael Housing Market · 2026

Data through Sep 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Sun Valley, San Rafael Market Snapshot

Sun Valley is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:

Based on 10 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$1.64M
▲ Up 4.1% from September 2025
Up $65K from September 2025
Homes Sold
10
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$10,943/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$9,057
  • Property Tax$1,703
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
11 days
▼ 14 fewer days than in September 2025
Homes sell in a week or two
Sale-to-List Ratio
113.2%
▲ Up from 99.2% in September 2025
Selling 13% above asking
% Sold Over Asking
80%
80% of homes sold above their asking price
Active Listings
5
▲ Up 33.4% from September 2025
About 1.6 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Sun Valley.

Median Sale Price
Up 4.1% year-over-year in Sun Valley. Based on 10 sales in the last 3 months.
Homes Sold
67% more homes sold than a year ago in Sun Valley.
Total Monthly Payment
Estimated monthly cost is up 11% from a year ago in Sun Valley, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Sun Valley, San Rafael

Is now a good time to buy in Sun Valley, San Rafael?

Sun Valley, San Rafael is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.

How do Sun Valley, San Rafael home prices compare to the Bay Area average?

At $1.64M, Sun Valley, San Rafael's median is close to the Bay Area average of $1.77M.

Within San Rafael, this area trades about 26% above the city-wide median of $1.30M.

How competitive is Sun Valley, San Rafael for buyers?

Sun Valley, San Rafael is one of the Bay Area's more competitive markets:

  • Homes sell about 13% above asking on average
  • 80% close above list price
  • 11 days typical time to go pending
  • 17% of listings have had a price reduction

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced Sun Valley, San Rafael home?

At $1.64M with 20% down at 7.4%, your estimated total monthly cost is approximately $10,943:

  • $9,057 principal and interest
  • $1,703 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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