Gerstle Park, San Rafael Housing Market · 2026

Data through Sep 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Gerstle Park, San Rafael Market Snapshot

Gerstle Park favors sellers and competition is intensifying. Here's the picture:

Based on 12 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$1.42M
▲ Up 36.0% from September 2025
Up $376K from September 2025
Homes Sold
12
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$9,542/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$7,877
  • Property Tax$1,481
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
17 days
▼ 12 fewer days than in September 2025
Homes typically sell within a month
Sale-to-List Ratio
104.3%
▲ Up from 97.2% in September 2025
Selling 4% above asking
% Sold Over Asking
42%
42% of homes sold above asking, some competition
Active Listings
3
▼ Down 78.7% from September 2025
About 0.8 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Gerstle Park.

Median Sale Price
Up 36.0% year-over-year in Gerstle Park. Based on 12 sales in the last 3 months.
Homes Sold
50% more homes sold than a year ago in Gerstle Park.
Total Monthly Payment
Estimated monthly cost is up 43% from a year ago in Gerstle Park, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Gerstle Park, San Rafael

Is now a good time to buy in Gerstle Park, San Rafael?

Gerstle Park, San Rafael favors sellers and competition is intensifying. Buyers should prepare strong offers and expect limited room to negotiate on well-priced listings.

How do Gerstle Park, San Rafael home prices compare to the Bay Area average?

At $1.42M, Gerstle Park, San Rafael's median sits about 20% below the Bay Area average of $1.77M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Gerstle Park, San Rafael is one of the more accessible corners of the Bay Area.

This is close to the San Rafael city-wide median of $1.30M.

How competitive is Gerstle Park, San Rafael for buyers?

Gerstle Park, San Rafael currently favors sellers:

  • Homes sell about 4% above asking on average
  • 42% close above list price
  • 17 days typical time to go pending
  • 31% of listings have had a price reduction

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced Gerstle Park, San Rafael home?

At $1.42M with 20% down at 7.4%, your estimated total monthly cost is approximately $9,542:

  • $7,877 principal and interest
  • $1,481 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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