Gerstle Park, San Rafael Housing Market · 2026

Data through May 2026

Gerstle Park, San Rafael Market Snapshot

Gerstle Park is shifting toward buyers. Here's where things stand:

Based on 10 homes sold in May 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through May 2026

SalesWhat are homes selling for?
Median Sale Price
$1.14M
Down 14.7% from May 2025
Down $197K from May 2025
Homes Sold
10
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$7,145/mo
6.49% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$5,771
  • Property Tax$1,190
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
51 days
37 more days than in May 2025
Buyers have time to decide
Sale-to-List Ratio
100.2%
Down from 104.7% in May 2025
Selling at or near asking price
% Sold Over Asking
40%
40% of homes sold above asking, some competition
Active Listings
3
Down 50.0% from May 2025
About 0.3 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Gerstle Park.

Median Sale Price
Down 14.7% year-over-year in Gerstle Park. Based on 10 sales in the most recent month.
Homes Sold
100% more homes sold than a year ago in Gerstle Park.
Total Monthly Payment
Estimated monthly cost is down 17% from a year ago in Gerstle Park, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.49%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Gerstle Park, San Rafael

Is now a good time to buy in Gerstle Park, San Rafael?

Gerstle Park, San Rafael currently leans toward buyers. Homes are sitting longer and sellers are more open to negotiation. It is a good time to take your time, request contingencies, and consider offering below asking.

How do Gerstle Park, San Rafael home prices compare to the Bay Area average?

At $1.14M, Gerstle Park, San Rafael's median sits about 38% below the Bay Area average of $1.85M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Gerstle Park, San Rafael is one of the more accessible corners of the Bay Area.

Within San Rafael, this area trades about 15% below the city-wide median of $1.35M.

How competitive is Gerstle Park, San Rafael for buyers?

Gerstle Park, San Rafael currently leans toward buyers:

  • Homes sell about 0.2% above asking on average
  • 40% close above list price
  • 51 days typical time to go pending

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced Gerstle Park, San Rafael home?

At $1.14M with 20% down at 6.49%, your estimated total monthly cost is approximately $7,145:

  • $5,771 principal and interest
  • $1,190 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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