North San Rafael, San Rafael Housing Market · 2026

Data through Sep 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

North San Rafael, San Rafael Market Snapshot

North San Rafael is a balanced market, but competition has been picking up. Here's where things stand:

Based on 94 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$1.22M
▲ Up 6.1% from September 2025
Up $70K from September 2025
Homes Sold
94
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$8,210/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$6,756
  • Property Tax$1,270
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
29 days
▼ 23 fewer days than in September 2025
Homes typically sell within a month
Sale-to-List Ratio
101.6%
▲ Up from 98.2% in September 2025
Selling at or near asking price
% Sold Over Asking
43%
43% of homes sold above asking, some competition
Active Listings
67
▼ Down 40.0% from September 2025
About 2.2 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in North San Rafael.

Median Sale Price
Up 6.1% year-over-year in North San Rafael. Based on 94 sales in the last 3 months.
Homes Sold
22% more homes sold than a year ago in North San Rafael.
Total Monthly Payment
Estimated monthly cost is up 13% from a year ago in North San Rafael, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about North San Rafael, San Rafael

Is now a good time to buy in North San Rafael, San Rafael?

North San Rafael, San Rafael is balanced but competition is picking up. It remains a reasonable environment for buyers, though acting decisively on well-priced homes is becoming more important.

How do North San Rafael, San Rafael home prices compare to the Bay Area average?

At $1.22M, North San Rafael, San Rafael's median sits about 31% below the Bay Area average of $1.77M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that North San Rafael, San Rafael is one of the more accessible corners of the Bay Area.

This is close to the San Rafael city-wide median of $1.30M.

By home type:

  • Single-family homes at $1.57M
  • Condos at $535K
  • Townhomes at $843K
What price range should I budget for in North San Rafael, San Rafael?

Prices in North San Rafael, San Rafael depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1.57M
  • Condos at $535K
  • Townhomes at $843K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is North San Rafael, San Rafael for buyers?

North San Rafael, San Rafael is a balanced market where neither side dominates:

  • Homes sell about 2% above asking on average
  • 43% close above list price
  • 29 days typical time to go pending
  • 28% of listings have had a price reduction

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced North San Rafael, San Rafael home?

At $1.22M with 20% down at 7.4%, your estimated total monthly cost is approximately $8,210:

  • $6,756 principal and interest
  • $1,270 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
See all reviews on Zillow →

Let's Chat!

I read every message and usually reply the same day.

What brings you here?