North San Rafael Commercial Center, San Rafael Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

North San Rafael Commercial Center, San Rafael Market Snapshot

North San Rafael Commercial Center leans toward buyers, though competition has been picking up recently. Here's where things stand:

Based on 6 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$557K
Down 7.5% from July 2025
Down $45K from July 2025
Homes Sold
6
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$3,642/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$2,879
  • Property Tax$580
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
47 days
44 fewer days than in July 2025
Buyers have time to decide
Sale-to-List Ratio
99.3%
Up from 98.9% in July 2025
Selling 1% below asking
% Sold Over Asking
33%
33% of homes sold above asking, some competition
Active Listings
4
Down 28.6% from July 2025
About 2.1 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in North San Rafael Commercial Center.

Median Sale Price
Down 7.5% year-over-year in North San Rafael Commercial Center. Based on 6 sales in the last 3 months.
Homes Sold
Total Monthly Payment
Estimated monthly cost is down 8% from a year ago in North San Rafael Commercial Center, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about North San Rafael Commercial Center, San Rafael

Is now a good time to buy in North San Rafael Commercial Center, San Rafael?

North San Rafael Commercial Center, San Rafael leans toward buyers, though competition has been picking up recently. Buyers still have leverage to negotiate, but the window may be narrowing.

How do North San Rafael Commercial Center, San Rafael home prices compare to the Bay Area average?

At $557K, North San Rafael Commercial Center, San Rafael's median sits about 69% below the Bay Area average of $1.80M. North San Rafael Commercial Center, San Rafael is among the most accessible parts of the Bay Area.

Within San Rafael, this area trades about 59% below the city-wide median of $1.35M.

By home type:

  • Condos at $554K
  • Single-family homes at $850K
What price range should I budget for in North San Rafael Commercial Center, San Rafael?

Prices in North San Rafael Commercial Center, San Rafael depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Condos at $554K
  • Single-family homes at $850K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is North San Rafael Commercial Center, San Rafael for buyers?

North San Rafael Commercial Center, San Rafael currently leans toward buyers:

  • Homes sell about 0.7% below asking on average
  • 33% close above list price
  • 47 days typical time to go pending
  • 27% of listings have had a price reduction

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced North San Rafael Commercial Center, San Rafael home?

At $557K with 20% down at 6.71%, your estimated total monthly cost is approximately $3,642:

  • $2,879 principal and interest
  • $580 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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