Excelsior, San Francisco Housing Market · 2026

Data through Sep 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Excelsior, San Francisco Market Snapshot

Excelsior still favors sellers, but the market is cooling. Here's where things stand:

Based on 20 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$1.10M
▼ Down 1.1% from September 2025
Down $13K from September 2025
Homes Sold
20
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$7,420/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$6,091
  • Property Tax$1,146
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
22 days
▲ 8 more days than in September 2025
Homes typically sell within a month
Sale-to-List Ratio
112.8%
▼ Down from 113.6% in September 2025
Selling 13% above asking
% Sold Over Asking
70%
70% of homes sold above their asking price
Active Listings
15
▼ Down 6.6% from September 2025
About 2.2 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Excelsior.

Median Sale Price
Down 1.1% year-over-year in Excelsior. Based on 20 sales in the last 3 months.
Homes Sold
23% fewer homes sold than a year ago in Excelsior.
Total Monthly Payment
Estimated monthly cost is up 5% from a year ago in Excelsior, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Excelsior, San Francisco

Is now a good time to buy in Excelsior, San Francisco?

Excelsior, San Francisco still favors sellers, but conditions are slowly improving for buyers. Well-priced homes move fast, and there is slightly more room to negotiate than there was a year ago.

How do Excelsior, San Francisco home prices compare to the Bay Area average?

At $1.10M, Excelsior, San Francisco's median sits about 38% below the Bay Area average of $1.77M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Excelsior, San Francisco is one of the more accessible corners of the Bay Area.

Within San Francisco, this area trades about 30% below the city-wide median of $1.58M.

How competitive is Excelsior, San Francisco for buyers?

Excelsior, San Francisco currently favors sellers:

  • Homes sell about 13% above asking on average
  • 70% close above list price
  • 22 days typical time to go pending

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced Excelsior, San Francisco home?

At $1.10M with 20% down at 7.4%, your estimated total monthly cost is approximately $7,420:

  • $6,091 principal and interest
  • $1,146 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
See all reviews on Zillow →

Let's Chat!

I read every message and usually reply the same day.

What brings you here?