Union Street, San Francisco Housing Market

Union Street, San Francisco Market Snapshot

Union Street is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:

Based on 16 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$1.68M
Down 11.6% from March 2025
Down $220K from March 2025
Homes Sold
16
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$10,222/mo
6.3% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$8,294
  • Property Tax$1,745
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
14.5 days
26 fewer days than in March 2025
Homes typically sell within a month
Sale-to-List Ratio
108.3%
Up from 100.0% in March 2025
Selling 8% above asking
% Sold Over Asking
69%
69% of homes sold above their asking price
Active Listings
7
Down 56.3% from March 2025
About 0.4 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Union Street.

Median Sale Price
Down 11.6% year-over-year in Union Street. Based on 16 sales in the most recent month.
Homes Sold
129% more homes sold than a year ago in Union Street.
Total Monthly Payment
Estimated monthly cost is down 13% from a year ago in Union Street, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.3%. Your actual rate depends on your credit, down payment, and loan type.
Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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