Western South of Market, San Francisco Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Western South of Market, San Francisco Market Snapshot

Western South of Market leans toward buyers, though competition has been picking up recently. Here's where things stand:

Based on 23 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$830K
Up 9.3% from July 2025
Up $70K from July 2025
Homes Sold
23
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$5,335/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$4,288
  • Property Tax$864
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
47 days
11 more days than in July 2025
Buyers have time to decide
Sale-to-List Ratio
102.8%
Up from 100.1% in July 2025
Selling at or near asking price
% Sold Over Asking
23%
Only 23% sold above asking. Few bidding wars right now
Active Listings
30
Down 31.8% from July 2025
About 4.1 months of supply. Plenty of options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Western South of Market.

Median Sale Price
Up 9.3% year-over-year in Western South of Market. Based on 23 sales in the last 3 months.
Homes Sold
130% more homes sold than a year ago in Western South of Market.
Total Monthly Payment
Estimated monthly cost is up 8% from a year ago in Western South of Market, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Western South of Market, San Francisco

Is now a good time to buy in Western South of Market, San Francisco?

Western South of Market, San Francisco leans toward buyers, though competition has been picking up recently. Buyers still have leverage to negotiate, but the window may be narrowing.

How do Western South of Market, San Francisco home prices compare to the Bay Area average?

At $830K, Western South of Market, San Francisco's median sits about 54% below the Bay Area average of $1.80M. Western South of Market, San Francisco is among the most accessible parts of the Bay Area.

Within San Francisco, this area trades about 50% below the city-wide median of $1.67M.

How competitive is Western South of Market, San Francisco for buyers?

Western South of Market, San Francisco currently leans toward buyers:

  • Homes sell about 3% above asking on average
  • 23% close above list price
  • 47 days typical time to go pending
  • 16% of listings have had a price reduction

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced Western South of Market, San Francisco home?

At $830K with 20% down at 6.71%, your estimated total monthly cost is approximately $5,335:

  • $4,288 principal and interest
  • $864 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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