Western South of Market, San Francisco Housing Market · 2026

Data through Sep 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Western South of Market, San Francisco Market Snapshot

Western South of Market is a balanced market, but competition has been picking up. Here's where things stand:

Based on 22 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$831K
▲ Up 10.7% from September 2025
Up $81K from September 2025
Homes Sold
22
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$5,650/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$4,602
  • Property Tax$865
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
33 days
▼ 2 fewer days than in September 2025
Buyers have time to decide
Sale-to-List Ratio
101.5%
▲ Up from 98.6% in September 2025
Selling at or near asking price
% Sold Over Asking
41%
41% of homes sold above asking, some competition
Active Listings
42
▲ Up 9.5% from September 2025
About 5.7 months of supply. Plenty of options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Western South of Market.

Median Sale Price
Up 10.7% year-over-year in Western South of Market. Based on 22 sales in the last 3 months.
Homes Sold
10% more homes sold than a year ago in Western South of Market.
Total Monthly Payment
Estimated monthly cost is up 17% from a year ago in Western South of Market, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Western South of Market, San Francisco

Is now a good time to buy in Western South of Market, San Francisco?

Western South of Market, San Francisco is balanced but competition is picking up. It remains a reasonable environment for buyers, though acting decisively on well-priced homes is becoming more important.

How do Western South of Market, San Francisco home prices compare to the Bay Area average?

At $831K, Western South of Market, San Francisco's median sits about 53% below the Bay Area average of $1.77M. Western South of Market, San Francisco is among the most accessible parts of the Bay Area.

Within San Francisco, this area trades about 47% below the city-wide median of $1.58M.

How competitive is Western South of Market, San Francisco for buyers?

Western South of Market, San Francisco is a balanced market where neither side dominates:

  • Homes sell about 1% above asking on average
  • 41% close above list price
  • 33 days typical time to go pending

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced Western South of Market, San Francisco home?

At $831K with 20% down at 7.4%, your estimated total monthly cost is approximately $5,650:

  • $4,602 principal and interest
  • $865 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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