Lower Nob Hill, San Francisco Housing Market · 2026

Data through Mar 2026

Lower Nob Hill, San Francisco Market Snapshot

Lower Nob Hill is a balanced market, but competition has been picking up. Here's where things stand:

Based on 13 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$670K
Up 9.8% from March 2025
Up $60K from March 2025
Homes Sold
13
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$4,280/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$3,398
  • Property Tax$698
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
50 days
13 more days than in March 2025
Buyers have time to decide
Sale-to-List Ratio
101.5%
Up from 100.5% in March 2025
Selling at or near asking price
% Sold Over Asking
46%
46% of homes sold above asking, some competition
Active Listings
19
Down 9.5% from March 2025
About 1.5 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Lower Nob Hill.

Median Sale Price
Up 9.8% year-over-year in Lower Nob Hill. Based on 13 sales in the most recent month.
Homes Sold
19% fewer homes sold than a year ago in Lower Nob Hill.
Total Monthly Payment
Estimated monthly cost is up 7% from a year ago in Lower Nob Hill, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Lower Nob Hill, San Francisco

Is now a good time to buy in Lower Nob Hill, San Francisco?

Lower Nob Hill, San Francisco is balanced but competition is picking up. It remains a reasonable environment for buyers, though acting decisively on well-priced homes is becoming more important.

How do Lower Nob Hill, San Francisco home prices compare to the Bay Area average?

At $670K, Lower Nob Hill, San Francisco's median sits about 64% below the Bay Area average of $1.88M. Lower Nob Hill, San Francisco is among the most accessible parts of the Bay Area.

Within San Francisco, this area trades about 61% below the city-wide median of $1.70M.

By home type:

  • Condos at $600K
  • Single-family homes at $1.30M
What price range should I budget for in Lower Nob Hill, San Francisco?

Prices in Lower Nob Hill, San Francisco depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Condos at $600K
  • Single-family homes at $1.30M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Lower Nob Hill, San Francisco for buyers?

Lower Nob Hill, San Francisco is a balanced market where neither side dominates:

  • Homes sell about 2% above asking on average
  • 46% close above list price
  • 50 days typical time to go pending

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced Lower Nob Hill, San Francisco home?

At $670K with 20% down at 6.53%, your estimated total monthly cost is approximately $4,280:

  • $3,398 principal and interest
  • $698 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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