Mission District, San Francisco Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Mission District, San Francisco Market Snapshot

Mission District favors sellers and competition is intensifying. Here's the picture:

Based on 69 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$1.18M
Up 0.8% from July 2025
Up $10K from July 2025
Homes Sold
69
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$7,539/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$6,121
  • Property Tax$1,234
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
25 days
8 fewer days than in July 2025
Homes typically sell within a month
Sale-to-List Ratio
112.8%
Up from 104.0% in July 2025
Selling 13% above asking
% Sold Over Asking
70%
70% of homes sold above their asking price
Active Listings
43
Down 29.7% from July 2025
About 1.9 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Mission District.

Median Sale Price
Up 0.8% year-over-year in Mission District. Based on 69 sales in the last 3 months.
Homes Sold
53% more homes sold than a year ago in Mission District.
Total Monthly Payment
Estimated monthly cost is roughly flat compared to a year ago in Mission District.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Mission District, San Francisco

Is now a good time to buy in Mission District, San Francisco?

Mission District, San Francisco favors sellers and competition is intensifying. Buyers should prepare strong offers and expect limited room to negotiate on well-priced listings.

How do Mission District, San Francisco home prices compare to the Bay Area average?

At $1.18M, Mission District, San Francisco's median sits about 34% below the Bay Area average of $1.80M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Mission District, San Francisco is one of the more accessible corners of the Bay Area.

Within San Francisco, this area trades about 29% below the city-wide median of $1.67M.

By home type:

  • Condos at $925K
  • Single-family homes at $2.53M
  • Townhomes at $1.90M
What price range should I budget for in Mission District, San Francisco?

Prices in Mission District, San Francisco depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Condos at $925K
  • Single-family homes at $2.53M
  • Townhomes at $1.90M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Mission District, San Francisco for buyers?

Mission District, San Francisco currently favors sellers:

  • Homes sell about 13% above asking on average
  • 70% close above list price
  • 25 days typical time to go pending
  • 16% of listings have had a price reduction

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced Mission District, San Francisco home?

At $1.18M with 20% down at 6.71%, your estimated total monthly cost is approximately $7,539:

  • $6,121 principal and interest
  • $1,234 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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