Diamond Heights, San Francisco Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Diamond Heights, San Francisco Market Snapshot

Diamond Heights favors sellers and competition is intensifying. Here's the picture:

Based on 13 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$1.86M
Up 137.2% from July 2025
Up $1.08M from July 2025
Homes Sold
13
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$11,728/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$9,608
  • Property Tax$1,937
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
33 days
2 fewer days than in July 2025
Buyers have time to decide
Sale-to-List Ratio
105.8%
Up from 104.3% in July 2025
Selling 6% above asking
% Sold Over Asking
61%
More than half of homes sold above their asking price
Active Listings
8
Down 25.0% from July 2025
About 1.7 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Diamond Heights.

Median Sale Price
Up 137.2% year-over-year in Diamond Heights. Based on 13 sales in the last 3 months.
Homes Sold
35% fewer homes sold than a year ago in Diamond Heights.
Total Monthly Payment
Estimated monthly cost is up 131% from a year ago in Diamond Heights, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Diamond Heights, San Francisco

Is now a good time to buy in Diamond Heights, San Francisco?

Diamond Heights, San Francisco favors sellers and competition is intensifying. Buyers should prepare strong offers and expect limited room to negotiate on well-priced listings.

How do Diamond Heights, San Francisco home prices compare to the Bay Area average?

At $1.86M, Diamond Heights, San Francisco's median is close to the Bay Area average of $1.80M.

Within San Francisco, this area trades about 11% above the city-wide median of $1.67M.

By home type:

  • Condos at $655K
  • Single-family homes at $3.05M
What price range should I budget for in Diamond Heights, San Francisco?

Prices in Diamond Heights, San Francisco depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Condos at $655K
  • Single-family homes at $3.05M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Diamond Heights, San Francisco for buyers?

Diamond Heights, San Francisco currently favors sellers:

  • Homes sell about 6% above asking on average
  • 61% close above list price
  • 33 days typical time to go pending
  • 18% of listings have had a price reduction

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced Diamond Heights, San Francisco home?

At $1.86M with 20% down at 6.71%, your estimated total monthly cost is approximately $11,728:

  • $9,608 principal and interest
  • $1,937 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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