Diamond Heights, San Francisco Housing Market · 2026

Data through May 2026

Diamond Heights, San Francisco Market Snapshot

Diamond Heights favors sellers and competition is intensifying. Here's the picture:

Based on 16 homes sold in May 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through May 2026

SalesWhat are homes selling for?
Median Sale Price
$1.09M
Down 19.7% from May 2025
Down $268K from May 2025
Homes Sold
16
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$6,825/mo
6.49% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$5,506
  • Property Tax$1,135
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
21 days
5 more days than in May 2025
Homes typically sell within a month
Sale-to-List Ratio
109.1%
Up from 107.6% in May 2025
Selling 9% above asking
% Sold Over Asking
75%
75% of homes sold above their asking price
Active Listings
12
Down 20.0% from May 2025
About 0.8 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Diamond Heights.

Median Sale Price
Down 19.7% year-over-year in Diamond Heights. Based on 16 sales in the most recent month.
Homes Sold
14% more homes sold than a year ago in Diamond Heights.
Total Monthly Payment
Estimated monthly cost is down 22% from a year ago in Diamond Heights, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.49%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Diamond Heights, San Francisco

Is now a good time to buy in Diamond Heights, San Francisco?

Diamond Heights, San Francisco favors sellers and competition is intensifying. Buyers should prepare strong offers and expect limited room to negotiate on well-priced listings.

How do Diamond Heights, San Francisco home prices compare to the Bay Area average?

At $1.09M, Diamond Heights, San Francisco's median sits about 41% below the Bay Area average of $1.85M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Diamond Heights, San Francisco is one of the more accessible corners of the Bay Area.

Within San Francisco, this area trades about 38% below the city-wide median of $1.77M.

By home type:

  • Condos at $813K
  • Single-family homes at $3.42M
What price range should I budget for in Diamond Heights, San Francisco?

Prices in Diamond Heights, San Francisco depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Condos at $813K
  • Single-family homes at $3.42M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Diamond Heights, San Francisco for buyers?

Diamond Heights, San Francisco currently favors sellers:

  • Homes sell about 9% above asking on average
  • 75% close above list price
  • 21 days typical time to go pending

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced Diamond Heights, San Francisco home?

At $1.09M with 20% down at 6.49%, your estimated total monthly cost is approximately $6,825:

  • $5,506 principal and interest
  • $1,135 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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