Lower Haight, San Francisco Housing Market · 2026

Data through Mar 2026

Lower Haight, San Francisco Market Snapshot

Lower Haight is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:

Based on 9 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$1.50M
Down 4.5% from March 2025
Down $70K from March 2025
Homes Sold
9
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$9,354/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$7,609
  • Property Tax$1,563
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
10 days
1 fewer day than in March 2025
Homes sell in a week or two
Sale-to-List Ratio
113.9%
Up from 111.7% in March 2025
Selling 14% above asking
% Sold Over Asking
89%
89% of homes sold above their asking price
Active Listings
8
Down 11.1% from March 2025
About 0.9 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Lower Haight.

Median Sale Price
Down 4.5% year-over-year in Lower Haight. Based on 9 sales in the most recent month.
Homes Sold
50% more homes sold than a year ago in Lower Haight.
Total Monthly Payment
Estimated monthly cost is down 7% from a year ago in Lower Haight, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Lower Haight, San Francisco

Is now a good time to buy in Lower Haight, San Francisco?

Lower Haight, San Francisco is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.

How do Lower Haight, San Francisco home prices compare to the Bay Area average?

At $1.50M, Lower Haight, San Francisco's median sits about 20% below the Bay Area average of $1.88M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Lower Haight, San Francisco is one of the more accessible corners of the Bay Area.

Within San Francisco, this area trades about 12% below the city-wide median of $1.70M.

By home type:

  • Condos at $1.53M
  • Single-family homes at $1.34M
What price range should I budget for in Lower Haight, San Francisco?

Prices in Lower Haight, San Francisco depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Condos at $1.53M
  • Single-family homes at $1.34M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Lower Haight, San Francisco for buyers?

Lower Haight, San Francisco is one of the Bay Area's more competitive markets:

  • Homes sell about 14% above asking on average
  • 89% close above list price
  • 10 days typical time to go pending

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced Lower Haight, San Francisco home?

At $1.50M with 20% down at 6.53%, your estimated total monthly cost is approximately $9,354:

  • $7,609 principal and interest
  • $1,563 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
See all reviews on Zillow

Let's Chat!

I read every message and usually reply the same day.

What brings you here?