Tenderloin, San Francisco Housing Market · 2026

Data through Jul 2026

Tenderloin, San Francisco Market Snapshot

Tenderloin leans toward buyers, though competition has been picking up recently. Here's where things stand:

Based on 18 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$620K
Up 27.3% from July 2025
Up $133K from July 2025
Homes Sold
18
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$4,019/mo
6.67% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$3,190
  • Property Tax$646
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
38 days
67 fewer days than in July 2025
Buyers have time to decide
Sale-to-List Ratio
98.6%
Up from 96.3% in July 2025
Selling 1% below asking
% Sold Over Asking
35%
35% of homes sold above asking, some competition
Active Listings
9
Down 46.4% from July 2025
About 1.5 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Tenderloin.

Median Sale Price
Up 27.3% year-over-year in Tenderloin. Based on 18 sales in the last 3 months.
Homes Sold
125% more homes sold than a year ago in Tenderloin.
Total Monthly Payment
Estimated monthly cost is up 25% from a year ago in Tenderloin, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.67%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Tenderloin, San Francisco

Is now a good time to buy in Tenderloin, San Francisco?

Tenderloin, San Francisco leans toward buyers, though competition has been picking up recently. Buyers still have leverage to negotiate, but the window may be narrowing.

How do Tenderloin, San Francisco home prices compare to the Bay Area average?

At $620K, Tenderloin, San Francisco's median sits about 66% below the Bay Area average of $1.80M. Tenderloin, San Francisco is among the most accessible parts of the Bay Area.

Within San Francisco, this area trades about 63% below the city-wide median of $1.67M.

By home type:

  • Condos at $507K
  • Single-family homes at $630K
What price range should I budget for in Tenderloin, San Francisco?

Prices in Tenderloin, San Francisco depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Condos at $507K
  • Single-family homes at $630K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Tenderloin, San Francisco for buyers?

Tenderloin, San Francisco currently leans toward buyers:

  • Homes sell about 1% below asking on average
  • 35% close above list price
  • 38 days typical time to go pending
  • 15% of listings have had a price reduction

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced Tenderloin, San Francisco home?

At $620K with 20% down at 6.67%, your estimated total monthly cost is approximately $4,019:

  • $3,190 principal and interest
  • $646 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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