Western Addition, San Francisco Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Western Addition, San Francisco Market Snapshot

Western Addition favors sellers and competition is intensifying. Here's the picture:

Based on 16 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$1.40M
Up 11.3% from July 2025
Up $142K from July 2025
Homes Sold
16
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$8,889/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$7,245
  • Property Tax$1,460
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
33 days
3 more days than in July 2025
Buyers have time to decide
Sale-to-List Ratio
111.8%
Up from 107.1% in July 2025
Selling 12% above asking
% Sold Over Asking
69%
69% of homes sold above their asking price
Active Listings
3
Down 70.8% from July 2025
About 0.6 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Western Addition.

Median Sale Price
Up 11.3% year-over-year in Western Addition. Based on 16 sales in the last 3 months.
Homes Sold
14% more homes sold than a year ago in Western Addition.
Total Monthly Payment
Estimated monthly cost is up 10% from a year ago in Western Addition, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Western Addition, San Francisco

Is now a good time to buy in Western Addition, San Francisco?

Western Addition, San Francisco favors sellers and competition is intensifying. Buyers should prepare strong offers and expect limited room to negotiate on well-priced listings.

How do Western Addition, San Francisco home prices compare to the Bay Area average?

At $1.40M, Western Addition, San Francisco's median sits about 22% below the Bay Area average of $1.80M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Western Addition, San Francisco is one of the more accessible corners of the Bay Area.

Within San Francisco, this area trades about 16% below the city-wide median of $1.67M.

By home type:

  • Condos at $1.30M
  • Single-family homes at $1.09M
What price range should I budget for in Western Addition, San Francisco?

Prices in Western Addition, San Francisco depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Condos at $1.30M
  • Single-family homes at $1.09M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Western Addition, San Francisco for buyers?

Western Addition, San Francisco currently favors sellers:

  • Homes sell about 12% above asking on average
  • 69% close above list price
  • 33 days typical time to go pending

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced Western Addition, San Francisco home?

At $1.40M with 20% down at 6.71%, your estimated total monthly cost is approximately $8,889:

  • $7,245 principal and interest
  • $1,460 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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