Cathedral Hill, San Francisco Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Cathedral Hill, San Francisco Market Snapshot

Cathedral Hill leans toward buyers, though competition has been picking up recently. Here's where things stand:

Based on 30 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$750K
Up 10.7% from July 2025
Up $72K from July 2025
Homes Sold
30
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$4,839/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$3,874
  • Property Tax$781
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
47 days
21 fewer days than in July 2025
Buyers have time to decide
Sale-to-List Ratio
100.2%
Up from 97.3% in July 2025
Selling at or near asking price
% Sold Over Asking
38%
38% of homes sold above asking, some competition
Active Listings
16
Down 40.5% from July 2025
About 1.6 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Cathedral Hill.

Median Sale Price
Up 10.7% year-over-year in Cathedral Hill. Based on 30 sales in the last 3 months.
Homes Sold
200% more homes sold than a year ago in Cathedral Hill.
Total Monthly Payment
Estimated monthly cost is up 10% from a year ago in Cathedral Hill, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Cathedral Hill, San Francisco

Is now a good time to buy in Cathedral Hill, San Francisco?

Cathedral Hill, San Francisco leans toward buyers, though competition has been picking up recently. Buyers still have leverage to negotiate, but the window may be narrowing.

How do Cathedral Hill, San Francisco home prices compare to the Bay Area average?

At $750K, Cathedral Hill, San Francisco's median sits about 58% below the Bay Area average of $1.80M. Cathedral Hill, San Francisco is among the most accessible parts of the Bay Area.

Within San Francisco, this area trades about 55% below the city-wide median of $1.67M.

How competitive is Cathedral Hill, San Francisco for buyers?

Cathedral Hill, San Francisco currently leans toward buyers:

  • Homes sell about 0.2% above asking on average
  • 38% close above list price
  • 47 days typical time to go pending

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced Cathedral Hill, San Francisco home?

At $750K with 20% down at 6.71%, your estimated total monthly cost is approximately $4,839:

  • $3,874 principal and interest
  • $781 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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