Cathedral Hill, San Francisco Housing Market · 2026

Data through Mar 2026

Cathedral Hill, San Francisco Market Snapshot

Cathedral Hill leans toward buyers, though competition has been picking up recently. Here's where things stand:

Based on 19 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$673K
Down 12.6% from March 2025
Down $97K from March 2025
Homes Sold
19
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$4,298/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$3,414
  • Property Tax$701
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
65 days
3 more days than in March 2025
Buyers have time to decide
Sale-to-List Ratio
100.1%
Up from 98.5% in March 2025
Selling at or near asking price
% Sold Over Asking
32%
32% of homes sold above asking, some competition
Active Listings
17
Down 22.7% from March 2025
About 0.9 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Cathedral Hill.

Median Sale Price
Down 12.6% year-over-year in Cathedral Hill. Based on 19 sales in the most recent month.
Homes Sold
27% more homes sold than a year ago in Cathedral Hill.
Total Monthly Payment
Estimated monthly cost is down 14% from a year ago in Cathedral Hill, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Cathedral Hill, San Francisco

Is now a good time to buy in Cathedral Hill, San Francisco?

Cathedral Hill, San Francisco leans toward buyers, though competition has been picking up recently. Buyers still have leverage to negotiate, but the window may be narrowing.

How do Cathedral Hill, San Francisco home prices compare to the Bay Area average?

At $673K, Cathedral Hill, San Francisco's median sits about 64% below the Bay Area average of $1.88M. Cathedral Hill, San Francisco is among the most accessible parts of the Bay Area.

Within San Francisco, this area trades about 60% below the city-wide median of $1.70M.

By home type:

  • Condos at $683K
  • Townhomes at $660K
What price range should I budget for in Cathedral Hill, San Francisco?

Prices in Cathedral Hill, San Francisco depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Condos at $683K
  • Townhomes at $660K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Cathedral Hill, San Francisco for buyers?

Cathedral Hill, San Francisco currently leans toward buyers:

  • Homes sell about 0.1% above asking on average
  • 32% close above list price
  • 65 days typical time to go pending

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced Cathedral Hill, San Francisco home?

At $673K with 20% down at 6.53%, your estimated total monthly cost is approximately $4,298:

  • $3,414 principal and interest
  • $701 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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