Cathedral Hill, San Francisco Housing Market · 2026

Data through May 2026

Cathedral Hill, San Francisco Market Snapshot

Cathedral Hill is a balanced market, but competition has been picking up. Here's where things stand:

Based on 26 homes sold in May 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through May 2026

SalesWhat are homes selling for?
Median Sale Price
$694K
Down 10.3% from May 2025
Down $79K from May 2025
Homes Sold
26
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$4,410/mo
6.49% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$3,504
  • Property Tax$723
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
28 days
6 fewer days than in May 2025
Homes typically sell within a month
Sale-to-List Ratio
102.4%
Up from 98.2% in May 2025
Selling at or near asking price
% Sold Over Asking
46%
46% of homes sold above asking, some competition
Active Listings
14
Down 26.3% from May 2025
About 0.5 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Cathedral Hill.

Median Sale Price
Down 10.3% year-over-year in Cathedral Hill. Based on 26 sales in the most recent month.
Homes Sold
63% more homes sold than a year ago in Cathedral Hill.
Total Monthly Payment
Estimated monthly cost is down 13% from a year ago in Cathedral Hill, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.49%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Cathedral Hill, San Francisco

Is now a good time to buy in Cathedral Hill, San Francisco?

Cathedral Hill, San Francisco is balanced but competition is picking up. It remains a reasonable environment for buyers, though acting decisively on well-priced homes is becoming more important.

How do Cathedral Hill, San Francisco home prices compare to the Bay Area average?

At $694K, Cathedral Hill, San Francisco's median sits about 63% below the Bay Area average of $1.85M. Cathedral Hill, San Francisco is among the most accessible parts of the Bay Area.

Within San Francisco, this area trades about 61% below the city-wide median of $1.77M.

By home type:

  • Condos at $693K
  • Single-family homes at $695K
  • Townhomes at $660K
What price range should I budget for in Cathedral Hill, San Francisco?

Prices in Cathedral Hill, San Francisco depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Condos at $693K
  • Single-family homes at $695K
  • Townhomes at $660K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Cathedral Hill, San Francisco for buyers?

Cathedral Hill, San Francisco is a balanced market where neither side dominates:

  • Homes sell about 2% above asking on average
  • 46% close above list price
  • 28 days typical time to go pending

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced Cathedral Hill, San Francisco home?

At $694K with 20% down at 6.49%, your estimated total monthly cost is approximately $4,410:

  • $3,504 principal and interest
  • $723 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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