Noe Valley, San Francisco Housing Market · 2026

Data through Sep 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Noe Valley, San Francisco Market Snapshot

Noe Valley is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:

Based on 58 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$2.26M
▲ Up 39.0% from September 2025
Up $634K from September 2025
Homes Sold
58
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$15,052/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$12,515
  • Property Tax$2,354
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
14 days
▼ 6 fewer days than in September 2025
Homes sell in a week or two
Sale-to-List Ratio
122.8%
▲ Up from 106.7% in September 2025
Selling 23% above asking
% Sold Over Asking
77%
77% of homes sold above their asking price
Active Listings
29
▼ Down 36.0% from September 2025
About 1.5 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Noe Valley.

Median Sale Price
Up 39.0% year-over-year in Noe Valley. Based on 58 sales in the last 3 months.
Homes Sold
53% more homes sold than a year ago in Noe Valley.
Total Monthly Payment
Estimated monthly cost is up 47% from a year ago in Noe Valley, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Noe Valley, San Francisco

Is now a good time to buy in Noe Valley, San Francisco?

Noe Valley, San Francisco is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.

How do Noe Valley, San Francisco home prices compare to the Bay Area average?

At $2.26M, Noe Valley, San Francisco's median is close to the Bay Area average of $1.77M.

Within San Francisco, this area trades about 43% above the city-wide median of $1.58M.

By home type:

  • Single-family homes at $3.10M
  • Condos at $1.65M
What price range should I budget for in Noe Valley, San Francisco?

Prices in Noe Valley, San Francisco depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $3.10M
  • Condos at $1.65M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Noe Valley, San Francisco for buyers?

Noe Valley, San Francisco is one of the Bay Area's more competitive markets:

  • Homes sell about 23% above asking on average
  • 77% close above list price
  • 14 days typical time to go pending

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced Noe Valley, San Francisco home?

At $2.26M with 20% down at 7.4%, your estimated total monthly cost is approximately $15,052:

  • $12,515 principal and interest
  • $2,354 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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