Lower Pacific Heights, San Francisco Housing Market · 2026

Data through Jun 2026

Lower Pacific Heights, San Francisco Market Snapshot

Lower Pacific Heights is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:

Based on 16 homes sold in the 3 months ending June 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through June 2026

SalesWhat are homes selling for?
Median Sale Price
$1.70M
Up 5.1% from June 2025
Up $82K from June 2025
Homes Sold
16
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$10,591/mo
6.55% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$8,638
  • Property Tax$1,770
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
14 days
16 fewer days than in June 2025
Homes sell in a week or two
Sale-to-List Ratio
116.4%
Up from 105.3% in June 2025
Selling 16% above asking
% Sold Over Asking
87%
87% of homes sold above their asking price
Active Listings
5
Down 58.6% from June 2025
About 1 month of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Lower Pacific Heights.

Median Sale Price
Up 5.1% year-over-year in Lower Pacific Heights. Based on 16 sales in the last 3 months.
Homes Sold
11% fewer homes sold than a year ago in Lower Pacific Heights.
Total Monthly Payment
Estimated monthly cost is up 3% from a year ago in Lower Pacific Heights, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.55%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Lower Pacific Heights, San Francisco

Is now a good time to buy in Lower Pacific Heights, San Francisco?

Lower Pacific Heights, San Francisco is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.

How do Lower Pacific Heights, San Francisco home prices compare to the Bay Area average?

At $1.70M, Lower Pacific Heights, San Francisco's median is close to the Bay Area average of $1.80M.

This is close to the San Francisco city-wide median of $1.70M.

By home type:

  • Condos at $1.62M
  • Single-family homes at $2.06M
What price range should I budget for in Lower Pacific Heights, San Francisco?

Prices in Lower Pacific Heights, San Francisco depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Condos at $1.62M
  • Single-family homes at $2.06M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Lower Pacific Heights, San Francisco for buyers?

Lower Pacific Heights, San Francisco is one of the Bay Area's more competitive markets:

  • Homes sell about 16% above asking on average
  • 87% close above list price
  • 14 days typical time to go pending

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced Lower Pacific Heights, San Francisco home?

At $1.70M with 20% down at 6.55%, your estimated total monthly cost is approximately $10,591:

  • $8,638 principal and interest
  • $1,770 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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