Inner Sunset, San Francisco Housing Market · 2026

Data through Sep 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Inner Sunset, San Francisco Market Snapshot

Inner Sunset is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:

Based on 11 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$1.71M
▼ Down 16.2% from September 2025
Down $330K from September 2025
Homes Sold
11
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$11,466/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$9,497
  • Property Tax$1,786
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
18 days
▼ 2 fewer days than in September 2025
Homes typically sell within a month
Sale-to-List Ratio
121.6%
▲ Up from 106.7% in September 2025
Selling 22% above asking
% Sold Over Asking
82%
82% of homes sold above their asking price
Active Listings
6
▲ Up 6.7% from September 2025
About 1.8 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Inner Sunset.

Median Sale Price
Down 16.2% year-over-year in Inner Sunset. Based on 11 sales in the last 3 months.
Homes Sold
8% fewer homes sold than a year ago in Inner Sunset.
Total Monthly Payment
Estimated monthly cost is down 11% from a year ago in Inner Sunset, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Inner Sunset, San Francisco

Is now a good time to buy in Inner Sunset, San Francisco?

Inner Sunset, San Francisco is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.

How do Inner Sunset, San Francisco home prices compare to the Bay Area average?

At $1.71M, Inner Sunset, San Francisco's median is close to the Bay Area average of $1.77M.

This is close to the San Francisco city-wide median of $1.58M.

By home type:

  • Condos at $1.27M
  • Single-family homes at $2.19M
What price range should I budget for in Inner Sunset, San Francisco?

Prices in Inner Sunset, San Francisco depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Condos at $1.27M
  • Single-family homes at $2.19M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Inner Sunset, San Francisco for buyers?

Inner Sunset, San Francisco is one of the Bay Area's more competitive markets:

  • Homes sell about 22% above asking on average
  • 82% close above list price
  • 18 days typical time to go pending

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced Inner Sunset, San Francisco home?

At $1.71M with 20% down at 7.4%, your estimated total monthly cost is approximately $11,466:

  • $9,497 principal and interest
  • $1,786 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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