Inner Richmond, San Francisco Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Inner Richmond, San Francisco Market Snapshot

Inner Richmond is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:

Based on 38 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$2.46M
Up 43.4% from July 2025
Up $744K from July 2025
Homes Sold
38
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$15,453/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$12,708
  • Property Tax$2,562
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
14 days
4 fewer days than in July 2025
Homes sell in a week or two
Sale-to-List Ratio
120.7%
Up from 107.5% in July 2025
Selling 21% above asking
% Sold Over Asking
78%
78% of homes sold above their asking price
Active Listings
15
Down 11.8% from July 2025
About 1.2 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Inner Richmond.

Median Sale Price
Up 43.4% year-over-year in Inner Richmond. Based on 38 sales in the last 3 months.
Homes Sold
23% more homes sold than a year ago in Inner Richmond.
Total Monthly Payment
Estimated monthly cost is up 42% from a year ago in Inner Richmond, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Inner Richmond, San Francisco

Is now a good time to buy in Inner Richmond, San Francisco?

Inner Richmond, San Francisco is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.

How do Inner Richmond, San Francisco home prices compare to the Bay Area average?

At $2.46M, Inner Richmond, San Francisco's median sits about 37% above the Bay Area average of $1.80M. Inner Richmond, San Francisco is on the higher end of the regional market.

Within San Francisco, this area trades about 47% above the city-wide median of $1.67M.

By home type:

  • Single-family homes at $2.96M
  • Condos at $1.65M
What price range should I budget for in Inner Richmond, San Francisco?

Prices in Inner Richmond, San Francisco depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $2.96M
  • Condos at $1.65M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Inner Richmond, San Francisco for buyers?

Inner Richmond, San Francisco is one of the Bay Area's more competitive markets:

  • Homes sell about 21% above asking on average
  • 78% close above list price
  • 14 days typical time to go pending

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced Inner Richmond, San Francisco home?

At $2.46M with 20% down at 6.71%, your estimated total monthly cost is approximately $15,453:

  • $12,708 principal and interest
  • $2,562 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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