Mission Bay, San Francisco Housing Market · 2026

Data through Mar 2026

Mission Bay, San Francisco Market Snapshot

Mission Bay favors sellers and competition is intensifying. Here's the picture:

Based on 13 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$1.53M
Up 77.1% from March 2025
Up $666K from March 2025
Homes Sold
13
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$9,538/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$7,761
  • Property Tax$1,594
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
14.5 days
20 fewer days than in March 2025
Homes typically sell within a month
Sale-to-List Ratio
102.4%
Up from 98.9% in March 2025
Selling at or near asking price
% Sold Over Asking
62%
More than half of homes sold above their asking price
Active Listings
22
Up 15.8% from March 2025
About 1.7 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Mission Bay.

Median Sale Price
Up 77.1% year-over-year in Mission Bay. Based on 13 sales in the most recent month.
Homes Sold
41% fewer homes sold than a year ago in Mission Bay.
Total Monthly Payment
Estimated monthly cost is up 71% from a year ago in Mission Bay, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Mission Bay, San Francisco

Is now a good time to buy in Mission Bay, San Francisco?

Mission Bay, San Francisco favors sellers and competition is intensifying. Buyers should prepare strong offers and expect limited room to negotiate on well-priced listings.

How do Mission Bay, San Francisco home prices compare to the Bay Area average?

At $1.53M, Mission Bay, San Francisco's median sits about 18% below the Bay Area average of $1.88M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Mission Bay, San Francisco is one of the more accessible corners of the Bay Area.

This is close to the San Francisco city-wide median of $1.70M.

How competitive is Mission Bay, San Francisco for buyers?

Mission Bay, San Francisco currently favors sellers:

  • Homes sell about 2% above asking on average
  • 62% close above list price
  • 14.5 days typical time to go pending

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced Mission Bay, San Francisco home?

At $1.53M with 20% down at 6.53%, your estimated total monthly cost is approximately $9,538:

  • $7,761 principal and interest
  • $1,594 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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