Mission Bay, San Francisco Housing Market · 2026

Data through May 2026

Mission Bay, San Francisco Market Snapshot

Mission Bay is a balanced market, but competition has been picking up. Here's where things stand:

Based on 28 homes sold in May 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through May 2026

SalesWhat are homes selling for?
Median Sale Price
$1.32M
Up 13.4% from May 2025
Up $156K from May 2025
Homes Sold
28
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$8,253/mo
6.49% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$6,690
  • Property Tax$1,380
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
24 days
2 more days than in May 2025
Homes typically sell within a month
Sale-to-List Ratio
101.7%
Up from 99.1% in May 2025
Selling at or near asking price
% Sold Over Asking
36%
36% of homes sold above asking, some competition
Active Listings
17
Down 19.0% from May 2025
About 0.6 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Mission Bay.

Median Sale Price
Up 13.4% year-over-year in Mission Bay. Based on 28 sales in the most recent month.
Homes Sold
12% more homes sold than a year ago in Mission Bay.
Total Monthly Payment
Estimated monthly cost is up 10% from a year ago in Mission Bay, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.49%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Mission Bay, San Francisco

Is now a good time to buy in Mission Bay, San Francisco?

Mission Bay, San Francisco is balanced but competition is picking up. It remains a reasonable environment for buyers, though acting decisively on well-priced homes is becoming more important.

How do Mission Bay, San Francisco home prices compare to the Bay Area average?

At $1.32M, Mission Bay, San Francisco's median sits about 29% below the Bay Area average of $1.85M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Mission Bay, San Francisco is one of the more accessible corners of the Bay Area.

Within San Francisco, this area trades about 25% below the city-wide median of $1.77M.

How competitive is Mission Bay, San Francisco for buyers?

Mission Bay, San Francisco is a balanced market where neither side dominates:

  • Homes sell about 2% above asking on average
  • 36% close above list price
  • 24 days typical time to go pending

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced Mission Bay, San Francisco home?

At $1.32M with 20% down at 6.49%, your estimated total monthly cost is approximately $8,253:

  • $6,690 principal and interest
  • $1,380 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
See all reviews on Zillow

Let's Chat!

I read every message and usually reply the same day.

What brings you here?