Miraloma Park, San Francisco Housing Market · 2026
Data through Sep 2026
Miraloma Park, San Francisco Market Snapshot
Miraloma Park is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:
- Homes go pending in about 14 days, so move quickly or you'll miss out
- Selling 35% above asking. Budget above list price to compete
- Loan payment: $9,831/mo P&I (7.32%, 20% down on a $1.79M home) · Est. total ~$11,878/mo with tax + insurance.
- Bidding wars persist (100% sell above list) but inventory is growing, so competition may ease soon
- Miraloma Park pricing is near the San Francisco city-wide median ($1.79M vs. $1.58M)
Based on 10 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.
Data through September 2026
- Principal & Interest$9,831
- Property Tax$1,864
- Insurance$183
Market Trends
See how prices, monthly costs, and mortgage rates have moved in Miraloma Park.
Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.
Frequently asked questions about Miraloma Park, San Francisco
- Is now a good time to buy in Miraloma Park, San Francisco?
Miraloma Park, San Francisco is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.
- How do Miraloma Park, San Francisco home prices compare to the Bay Area average?
At $1.79M, Miraloma Park, San Francisco's median is close to the Bay Area average of $1.77M.
Within San Francisco, this area trades about 13% above the city-wide median of $1.58M.
By home type:
- Single-family homes at $1.79M
- Townhomes at $1.65M
- What price range should I budget for in Miraloma Park, San Francisco?
Prices in Miraloma Park, San Francisco depend heavily on home type and specific neighborhood. Median sale prices by type:
- Single-family homes at $1.79M
- Townhomes at $1.65M
Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.
- How competitive is Miraloma Park, San Francisco for buyers?
Miraloma Park, San Francisco is one of the Bay Area's more competitive markets:
- Homes sell about 35% above asking on average
- 100% close above list price
- 14 days typical time to go pending
Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.
- What will my total monthly cost be on a median-priced Miraloma Park, San Francisco home?
At $1.79M with 20% down at 7.32%, your estimated total monthly cost is approximately $11,878:
- $9,831 principal and interest
- $1,864 property tax (California 1.25% effective rate)
- $183 homeowners insurance
HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.
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