Miraloma Park, San Francisco Housing Market · 2026

Data through Jun 2026

Miraloma Park, San Francisco Market Snapshot

Miraloma Park is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:

Based on 20 homes sold in the 3 months ending June 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through June 2026

SalesWhat are homes selling for?
Median Sale Price
$2.00M
Up 17.9% from June 2025
Up $304K from June 2025
Homes Sold
20
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$12,459/mo
6.55% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$10,188
  • Property Tax$2,088
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
13 days
· Same as June 2025
Homes sell in a week or two
Sale-to-List Ratio
125.5%
Up from 114.8% in June 2025
Selling 25% above asking
% Sold Over Asking
89%
89% of homes sold above their asking price
Active Listings
1
Down 46.2% from June 2025
About 0.2 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Miraloma Park.

Median Sale Price
Up 17.9% year-over-year in Miraloma Park. Based on 20 sales in the last 3 months.
Homes Sold
11% more homes sold than a year ago in Miraloma Park.
Total Monthly Payment
Estimated monthly cost is up 15% from a year ago in Miraloma Park, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.55%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Miraloma Park, San Francisco

Is now a good time to buy in Miraloma Park, San Francisco?

Miraloma Park, San Francisco is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.

How do Miraloma Park, San Francisco home prices compare to the Bay Area average?

At $2.00M, Miraloma Park, San Francisco's median is close to the Bay Area average of $1.80M.

Within San Francisco, this area trades about 18% above the city-wide median of $1.70M.

By home type:

  • Single-family homes at $2.03M
  • Townhomes at $847K
What price range should I budget for in Miraloma Park, San Francisco?

Prices in Miraloma Park, San Francisco depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $2.03M
  • Townhomes at $847K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Miraloma Park, San Francisco for buyers?

Miraloma Park, San Francisco is one of the Bay Area's more competitive markets:

  • Homes sell about 25% above asking on average
  • 89% close above list price
  • 13 days typical time to go pending

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced Miraloma Park, San Francisco home?

At $2.00M with 20% down at 6.55%, your estimated total monthly cost is approximately $12,459:

  • $10,188 principal and interest
  • $2,088 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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