Presidio Heights, San Francisco Housing Market · 2026

Data through Sep 2026

Presidio Heights, San Francisco Market Snapshot

Presidio Heights is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:

  • Homes sit for about 15 days, enough time to tour but don't wait too long
  • Selling 18% above asking. Budget above list price to compete
  • Loan payment: $25,066/mo P&I (7.32%, 20% down) · Est. total ~$30,001/mo with tax + insurance, 2.6x the Bay Area average.
  • Presidio Heights pricing is 189% above the San Francisco median ($4.56M vs. $1.58M)

Based on 8 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$4.56M
▲ Up 38.2% from September 2025
Up $1.26M from September 2025
Homes Sold
8
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$30,001/mo
7.32% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$25,066
  • Property Tax$4,751
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
15 days
▲ 2 more days than in September 2025
Homes typically sell within a month
Sale-to-List Ratio
118.0%
▲ Up from 112.8% in September 2025
Selling 18% above asking
% Sold Over Asking
75%
75% of homes sold above their asking price
Active Listings
6
▼ Down 50.8% from September 2025
About 2.4 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Presidio Heights.

Median Sale Price
Up 38.2% year-over-year in Presidio Heights. Based on 8 sales in the last 3 months.
Homes Sold
33% fewer homes sold than a year ago in Presidio Heights.
Total Monthly Payment
Estimated monthly cost is up 47% from a year ago in Presidio Heights, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.32%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Presidio Heights, San Francisco

Is now a good time to buy in Presidio Heights, San Francisco?

Presidio Heights, San Francisco is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.

How do Presidio Heights, San Francisco home prices compare to the Bay Area average?

At $4.56M, Presidio Heights, San Francisco's median sits about 158% above the Bay Area average of $1.77M. Presidio Heights, San Francisco is on the higher end of the regional market.

Within San Francisco, this area trades about 189% above the city-wide median of $1.58M.

By home type:

  • Condos at $4.00M
  • Single-family homes at $12.00M
What price range should I budget for in Presidio Heights, San Francisco?

Prices in Presidio Heights, San Francisco depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Condos at $4.00M
  • Single-family homes at $12.00M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Presidio Heights, San Francisco for buyers?

Presidio Heights, San Francisco is one of the Bay Area's more competitive markets:

  • Homes sell about 18% above asking on average
  • 75% close above list price
  • 15 days typical time to go pending

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced Presidio Heights, San Francisco home?

At $4.56M with 20% down at 7.32%, your estimated total monthly cost is approximately $30,001:

  • $25,066 principal and interest
  • $4,751 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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