Cox, Oakland Housing Market · 2026

Data through Sep 2026

Cox, Oakland Market Snapshot

Cox is shifting toward buyers. Here's where things stand:

  • Homes are sitting for 52+ days. Buyers have the luxury of patience here
  • Selling at or near list price. Fair offers are competitive here
  • Loan payment: $2,882/mo P&I (7.32%, 20% down) · Est. total ~$3,611/mo with tax + insurance, well below the Bay Area average.

Based on just 4 sales in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Read this as a rough snapshot; a single transaction can move these numbers noticeably. Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$524K
Homes Sold
4
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$3,611/mo
7.32% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$2,882
  • Property Tax$546
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
52 days
Buyers have time to decide
Sale-to-List Ratio
100.3%
Selling at or near asking price
% Sold Over Asking
25%
Only 25% sold above asking. Few bidding wars right now
Active Listings
6
About 4.8 months of supply. Plenty of options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Cox.

Median Sale Price
Homes Sold
Total Monthly Payment
Estimated monthly cost is up 5% from a year ago in Cox, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.32%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Cox, Oakland

Is now a good time to buy in Cox, Oakland?

Data for Cox, Oakland specifically is limited. Only 4 sales in the last 3 months is not enough to read neighborhood-level conditions, and one unusual transaction can dominate the reported numbers. Zooming out to the broader Oakland market: oakland favors sellers and competition is intensifying. Buyers should prepare strong offers and expect limited room to negotiate on well-priced listings.

How do Cox, Oakland home prices compare to Oakland and the Bay Area?

Cox, Oakland's 4 recent sales were at a median of $524K. That is roughly 32% below Oakland's city-wide median of $773K. With only a small sample, it is hard to draw firm neighborhood-level conclusions. This could reflect a specific property or an unusual transaction rather than a broader trend. For context, the Bay Area median is $1.77M.

What will my total monthly cost be on a typical Cox, Oakland home?

Using the 4 recent sales (median $524K) as a rough anchor, your estimated total monthly cost with 20% down at 7.32% would be approximately $3,611:

  • $2,882 principal and interest
  • $546 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

The actual number for any specific property depends on sale price, HOA if applicable, and lender.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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