Fremont, Oakland Housing Market · 2026
Data through Sep 2026
Fremont, Oakland Market Snapshot
Fremont favors sellers and competition is intensifying. Here's the picture:
- Homes are sitting for 55+ days. Buyers have the luxury of patience here
- Selling 7% above asking. Budget above list price to compete
- Loan payment: $3,351/mo P&I (7.32%, 20% down) · Est. total ~$4,170/mo with tax + insurance, well below the Bay Area average.
- 44% of listings have cut prices. Sellers are adjusting expectations
- Fremont pricing is 21% below the Oakland median ($610K vs. $773K)
Based on 5 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.
Data through September 2026
- Principal & Interest$3,351
- Property Tax$635
- Insurance$183
Market Trends
See how prices, monthly costs, and mortgage rates have moved in Fremont.
Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.
Frequently asked questions about Fremont, Oakland
- Is now a good time to buy in Fremont, Oakland?
Fremont, Oakland favors sellers and competition is intensifying. Buyers should prepare strong offers and expect limited room to negotiate on well-priced listings.
- How do Fremont, Oakland home prices compare to the Bay Area average?
At $610K, Fremont, Oakland's median sits about 66% below the Bay Area average of $1.77M. Fremont, Oakland is among the most accessible parts of the Bay Area.
Within Oakland, this area trades about 21% below the city-wide median of $773K.
- How competitive is Fremont, Oakland for buyers?
Fremont, Oakland currently favors sellers:
- Homes sell about 7% above asking on average
- 60% close above list price
- 55 days typical time to go pending
- 44% of listings have had a price reduction
Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.
- What will my total monthly cost be on a median-priced Fremont, Oakland home?
At $610K with 20% down at 7.32%, your estimated total monthly cost is approximately $4,170:
- $3,351 principal and interest
- $635 property tax (California 1.25% effective rate)
- $183 homeowners insurance
HOA fees are extra.
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