Sausal Creek, Oakland Housing Market · 2026
Data through Sep 2026
Sausal Creek, Oakland Market Snapshot
Sausal Creek is a balanced market, but competition has been picking up. Here's where things stand:
- Homes sit for about 17 days, enough time to tour but don't wait too long
- Selling 1% below asking. Sellers are flexible on price
- Loan payment: $3,049/mo P&I (7.32%, 20% down) · Est. total ~$3,810/mo with tax + insurance, well below the Bay Area average.
- Sausal Creek pricing is 28% below the Oakland median ($555K vs. $773K)
Based on 5 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.
Data through September 2026
- Principal & Interest$3,049
- Property Tax$578
- Insurance$183
Market Trends
See how prices, monthly costs, and mortgage rates have moved in Sausal Creek.
Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.
Frequently asked questions about Sausal Creek, Oakland
- Is now a good time to buy in Sausal Creek, Oakland?
Sausal Creek, Oakland is balanced but competition is picking up. It remains a reasonable environment for buyers, though acting decisively on well-priced homes is becoming more important.
- How do Sausal Creek, Oakland home prices compare to the Bay Area average?
At $555K, Sausal Creek, Oakland's median sits about 69% below the Bay Area average of $1.77M. Sausal Creek, Oakland is among the most accessible parts of the Bay Area.
Within Oakland, this area trades about 28% below the city-wide median of $773K.
- How competitive is Sausal Creek, Oakland for buyers?
Sausal Creek, Oakland is a balanced market where neither side dominates:
- Homes sell about 0.7% below asking on average
- 60% close above list price
- 17 days typical time to go pending
- 28% of listings have had a price reduction
Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.
- What will my total monthly cost be on a median-priced Sausal Creek, Oakland home?
At $555K with 20% down at 7.32%, your estimated total monthly cost is approximately $3,810:
- $3,049 principal and interest
- $578 property tax (California 1.25% effective rate)
- $183 homeowners insurance
HOA fees are extra.
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