North Stonehurst, Oakland Housing Market · 2026

Data through Sep 2026

North Stonehurst, Oakland Market Snapshot

North Stonehurst leans toward buyers, though competition has been picking up recently. Here's where things stand:

  • Homes are sitting for 74+ days. Buyers have the luxury of patience here
  • Selling at or near list price. Fair offers are competitive here
  • Loan payment: $2,692/mo P&I (7.32%, 20% down) · Est. total ~$3,386/mo with tax + insurance, well below the Bay Area average.
  • 28% of listings have cut prices. Sellers are adjusting expectations
  • North Stonehurst pricing is 37% below the Oakland median ($490K vs. $773K)

Based on 7 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$490K
▼ Down 11.5% from September 2025
Down $64K from September 2025
Homes Sold
7
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$3,386/mo
7.32% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$2,692
  • Property Tax$510
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
74 days
▼ 132 fewer days than in September 2025
Buyers have time to decide
Sale-to-List Ratio
102.9%
▲ Up from 100.0% in September 2025
Selling at or near asking price
% Sold Over Asking
43%
43% of homes sold above asking, some competition
Active Listings
7
▼ Down 25.3% from September 2025
About 3.2 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in North Stonehurst.

Median Sale Price
Down 11.5% year-over-year in North Stonehurst. Based on 7 sales in the last 3 months.
Homes Sold
Total Monthly Payment
Estimated monthly cost is down 5% from a year ago in North Stonehurst, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.32%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about North Stonehurst, Oakland

Is now a good time to buy in North Stonehurst, Oakland?

North Stonehurst, Oakland leans toward buyers, though competition has been picking up recently. Buyers still have leverage to negotiate, but the window may be narrowing.

How do North Stonehurst, Oakland home prices compare to the Bay Area average?

At $490K, North Stonehurst, Oakland's median sits about 72% below the Bay Area average of $1.77M. North Stonehurst, Oakland is among the most accessible parts of the Bay Area.

Within Oakland, this area trades about 37% below the city-wide median of $773K.

How competitive is North Stonehurst, Oakland for buyers?

North Stonehurst, Oakland currently leans toward buyers:

  • Homes sell about 3% above asking on average
  • 43% close above list price
  • 74 days typical time to go pending
  • 28% of listings have had a price reduction

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced North Stonehurst, Oakland home?

At $490K with 20% down at 7.32%, your estimated total monthly cost is approximately $3,386:

  • $2,692 principal and interest
  • $510 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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