Mosswood, Oakland Housing Market · 2026
Data through Sep 2026
Mosswood, Oakland Market Snapshot
Mosswood favors sellers, but smart buyers can still win. Here's the picture:
- Homes are sitting for 93+ days. Buyers have the luxury of patience here
- Selling 8% above asking. Budget above list price to compete
- Loan payment: $3,708/mo P&I (7.32%, 20% down) · Est. total ~$4,595/mo with tax + insurance, well below the Bay Area average.
Based on just 2 sales in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Read this as a rough snapshot; a single transaction can move these numbers noticeably. Updated weekly.
Data through September 2026
- Principal & Interest$3,708
- Property Tax$703
- Insurance$183
Market Trends
See how prices, monthly costs, and mortgage rates have moved in Mosswood.
Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.
Frequently asked questions about Mosswood, Oakland
- Is now a good time to buy in Mosswood, Oakland?
Data for Mosswood, Oakland specifically is limited. Only 2 sales in the last 3 months is not enough to read neighborhood-level conditions, and one unusual transaction can dominate the reported numbers. Zooming out to the broader Oakland market: oakland favors sellers and competition is intensifying. Buyers should prepare strong offers and expect limited room to negotiate on well-priced listings.
- How do Mosswood, Oakland home prices compare to Oakland and the Bay Area?
Mosswood, Oakland's 2 recent sales were at a median of $675K. That is close to Oakland's city-wide median of $773K. With only a small sample, it is hard to draw firm neighborhood-level conclusions. This could reflect a specific property or an unusual transaction rather than a broader trend. For context, the Bay Area median is $1.77M.
- What will my total monthly cost be on a typical Mosswood, Oakland home?
Using the 2 recent sales (median $675K) as a rough anchor, your estimated total monthly cost with 20% down at 7.32% would be approximately $4,595:
- $3,708 principal and interest
- $703 property tax (California 1.25% effective rate)
- $183 homeowners insurance
The actual number for any specific property depends on sale price, HOA if applicable, and lender.
→“Mel did an amazing job helping us buy our first home. When we first met her, we had done literally zero of the steps needed to buy a house, and 28 days later we closed.”
“I work in commercial real estate with many different agents and I can proudly say that Mel is above the rest.”
“Working with Mel was the best decision I made in my home-buying journey. She was incredibly patient, taking the time to explain every detail of the process to me.”
“Mel did an incredible job helping me find and purchase my first home! She was very responsive, professional, and knowledgeable.”
“Working with Mel was a fantastic experience from start to finish. We were immediately impressed by her active listening and her ability to translate our needs.”
Let's Chat!
I read every message and usually reply the same day.