Rancho San Antonio, Oakland Housing Market · 2026

Data through Sep 2026

Rancho San Antonio, Oakland Market Snapshot

Rancho San Antonio leans toward buyers, though competition has been picking up recently. Here's where things stand:

  • 35 days on market gives buyers time to be selective and negotiate
  • Selling 8% below asking. Sellers are flexible on price
  • Loan payment: $2,774/mo P&I (7.32%, 20% down) · Est. total ~$3,484/mo with tax + insurance, well below the Bay Area average.
  • Bidding wars persist (60% sell above list) but inventory is growing, so competition may ease soon
  • Rancho San Antonio pricing is 35% below the Oakland median ($505K vs. $773K)

Based on 5 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$505K
▼ Down 4.7% from September 2025
Down $25K from September 2025
Homes Sold
5
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$3,484/mo
7.32% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$2,774
  • Property Tax$526
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
35 days
▼ 159 fewer days than in September 2025
Buyers have time to decide
Sale-to-List Ratio
92.4%
▼ Down from 95.3% in September 2025
Selling 8% below asking
% Sold Over Asking
60%
More than half of homes sold above their asking price
Active Listings
12
▲ Up 17.4% from September 2025
About 7.1 months of supply. Plenty of options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Rancho San Antonio.

Median Sale Price
Down 4.7% year-over-year in Rancho San Antonio. Based on 5 sales in the last 3 months.
Homes Sold
Total Monthly Payment
Estimated monthly cost is up 1% from a year ago in Rancho San Antonio, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.32%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Rancho San Antonio, Oakland

Is now a good time to buy in Rancho San Antonio, Oakland?

Rancho San Antonio, Oakland leans toward buyers, though competition has been picking up recently. Buyers still have leverage to negotiate, but the window may be narrowing.

How do Rancho San Antonio, Oakland home prices compare to the Bay Area average?

At $505K, Rancho San Antonio, Oakland's median sits about 71% below the Bay Area average of $1.77M. Rancho San Antonio, Oakland is among the most accessible parts of the Bay Area.

Within Oakland, this area trades about 35% below the city-wide median of $773K.

How competitive is Rancho San Antonio, Oakland for buyers?

Rancho San Antonio, Oakland currently leans toward buyers:

  • Homes sell about 8% below asking on average
  • 60% close above list price
  • 35 days typical time to go pending
  • 20% of listings have had a price reduction

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced Rancho San Antonio, Oakland home?

At $505K with 20% down at 7.32%, your estimated total monthly cost is approximately $3,484:

  • $2,774 principal and interest
  • $526 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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