St. Elizabeth, Oakland Housing Market · 2026

Data through Mar 2026

St. Elizabeth, Oakland Market Snapshot

St. Elizabeth leans toward buyers, though competition has been picking up recently. Here's where things stand:

Based on 7 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$545K
Down 5.5% from March 2025
Down $32K from March 2025
Homes Sold
7
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$3,515/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$2,764
  • Property Tax$568
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
20 days
12 fewer days than in March 2025
Homes typically sell within a month
Sale-to-List Ratio
96.6%
Down from 103.4% in March 2025
Selling 3% below asking
% Sold Over Asking
43%
43% of homes sold above asking, some competition
Active Listings
8
Up 33.3% from March 2025
About 1.1 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in St. Elizabeth.

Median Sale Price
Down 5.5% year-over-year in St. Elizabeth. Based on 7 sales in the most recent month.
Homes Sold
Total Monthly Payment
Estimated monthly cost is down 7% from a year ago in St. Elizabeth, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about St. Elizabeth, Oakland

Is now a good time to buy in St. Elizabeth, Oakland?

St. Elizabeth, Oakland leans toward buyers, though competition has been picking up recently. Buyers still have leverage to negotiate, but the window may be narrowing.

How do St. Elizabeth, Oakland home prices compare to the Bay Area average?

At $545K, St. Elizabeth, Oakland's median sits about 71% below the Bay Area average of $1.88M. St. Elizabeth, Oakland is among the most accessible parts of the Bay Area.

Within Oakland, this area trades about 38% below the city-wide median of $883K.

How competitive is St. Elizabeth, Oakland for buyers?

St. Elizabeth, Oakland currently leans toward buyers:

  • Homes sell about 3% below asking on average
  • 43% close above list price
  • 20 days typical time to go pending

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced St. Elizabeth, Oakland home?

At $545K with 20% down at 6.53%, your estimated total monthly cost is approximately $3,515:

  • $2,764 principal and interest
  • $568 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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