What $3M Buys in the Bay Area · 2026

Data through Sep 2026 · All budget levels

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

79 of the 88 Bay Area cities this site tracks have a median sale price under $3 million, based on the last three months of closings. At the top of this budget ($3M), expect a total monthly cost of roughly $19,925 — that's principal & interest with 20% down at today's 7.4% average rate, plus California's ~1.25% property tax and typical insurance. Lenders would generally want household income around $724,562/year for that (using a standard 33% of gross income guideline — your situation may differ). HOA dues, where they apply, are on top.

Cities where the median home fits

Every tracked city with a median at or below $3M — priciest first

Tiburon
$3.00M median
26 days on market · 40 sales in the last 3 months
Menlo Park
$2.95M median
16 days on market · 71 sales in the last 3 months
Cupertino
$2.85M median
13 days on market · 76 sales in the last 3 months
Burlingame
$2.66M median
14 days on market · 69 sales in the last 3 months
San Carlos
$2.48M median
10 days on market · 86 sales in the last 3 months
Los Gatos
$2.44M median
26 days on market · 65 sales in the last 3 months
Belmont
$2.32M median
17 days on market · 55 sales in the last 3 months
Millbrae
$2.25M median
13 days on market · 38 sales in the last 3 months
Redwood City
$1.95M median
14 days on market · 145 sales in the last 3 months
Lafayette
$1.93M median
17 days on market · 67 sales in the last 3 months
Corte Madera
$1.90M median
18 days on market · 28 sales in the last 3 months
Sunnyvale
$1.88M median
16 days on market · 233 sales in the last 3 months
Mill Valley
$1.85M median
17 days on market · 38 sales in the last 3 months
Mountain View
$1.84M median
12 days on market · 130 sales in the last 3 months
Campbell
$1.83M median
31 days on market · 71 sales in the last 3 months
Larkspur
$1.80M median
35 days on market · 42 sales in the last 3 months
Danville
$1.80M median
25 days on market · 141 sales in the last 3 months
Orinda
$1.75M median
23 days on market · 58 sales in the last 3 months
Half Moon Bay
$1.72M median
55 days on market · 27 sales in the last 3 months
Santa Clara
$1.64M median
20 days on market · 195 sales in the last 3 months
San Francisco
$1.58M median
17 days on market · 1411 sales in the last 3 months
San Mateo
$1.57M median
14 days on market · 203 sales in the last 3 months
Sausalito
$1.57M median
32 days on market · 36 sales in the last 3 months
Yountville
$1.57M median
47 days on market · 6 sales in the last 3 months
San Anselmo
$1.55M median
16 days on market · 30 sales in the last 3 months
Moraga
$1.51M median
13 days on market · 40 sales in the last 3 months
Pleasanton
$1.50M median
36 days on market · 138 sales in the last 3 months
San Ramon
$1.45M median
29 days on market · 156 sales in the last 3 months
Berkeley
$1.41M median
15 days on market · 187 sales in the last 3 months
Fremont
$1.37M median
21 days on market · 351 sales in the last 3 months
San Jose
$1.35M median
22 days on market · 1489 sales in the last 3 months
San Rafael
$1.30M median
28 days on market · 151 sales in the last 3 months
Milpitas
$1.29M median
20 days on market · 99 sales in the last 3 months
Foster City
$1.29M median
25 days on market · 65 sales in the last 3 months
Morgan Hill
$1.28M median
41 days on market · 108 sales in the last 3 months
Pacifica
$1.28M median
19 days on market · 94 sales in the last 3 months
Newark
$1.27M median
26 days on market · 111 sales in the last 3 months
South San Francisco
$1.23M median
16 days on market · 82 sales in the last 3 months
Union City
$1.22M median
25 days on market · 79 sales in the last 3 months
San Bruno
$1.21M median
15 days on market · 71 sales in the last 3 months
Dublin
$1.20M median
44 days on market · 156 sales in the last 3 months
El Cerrito
$1.20M median
15 days on market · 51 sales in the last 3 months
Albany
$1.19M median
16 days on market · 28 sales in the last 3 months
Alameda
$1.17M median
19 days on market · 138 sales in the last 3 months
Castro Valley
$1.14M median
16 days on market · 113 sales in the last 3 months
Sebastopol
$1.13M median
22 days on market · 11 sales in the last 3 months
Daly City
$1.12M median
18 days on market · 95 sales in the last 3 months
Gilroy
$1.07M median
27 days on market · 100 sales in the last 3 months
Livermore
$1.06M median
19 days on market · 222 sales in the last 3 months
Healdsburg
$1.05M median
63 days on market · 38 sales in the last 3 months
Sonoma
$1.02M median
40 days on market · 42 sales in the last 3 months
Novato
$1.00M median
41 days on market · 141 sales in the last 3 months
Calistoga
$952K median
53 days on market · 4 sales in the last 3 months
East Palo Alto
$945K median
31 days on market · 31 sales in the last 3 months
Petaluma
$915K median
28 days on market · 119 sales in the last 3 months
Pleasant Hill
$906K median
21 days on market · 91 sales in the last 3 months
San Leandro
$850K median
16 days on market · 118 sales in the last 3 months
Walnut Creek
$848K median
33 days on market · 287 sales in the last 3 months
Hayward
$831K median
22 days on market · 189 sales in the last 3 months
Napa
$830K median
54 days on market · 171 sales in the last 3 months
Martinez
$820K median
26 days on market · 89 sales in the last 3 months
Windsor
$815K median
50 days on market · 56 sales in the last 3 months
Benicia
$799K median
46 days on market · 87 sales in the last 3 months
Oakland
$773K median
21 days on market · 750 sales in the last 3 months
Brentwood
$745K median
37 days on market · 204 sales in the last 3 months
Concord
$720K median
28 days on market · 265 sales in the last 3 months
Rohnert Park
$716K median
36 days on market · 85 sales in the last 3 months
Santa Rosa
$715K median
41 days on market · 423 sales in the last 3 months
American Canyon
$695K median
36 days on market · 26 sales in the last 3 months
Vacaville
$616K median
38 days on market · 230 sales in the last 3 months
Fairfield
$600K median
43 days on market · 248 sales in the last 3 months
Antioch
$592K median
25 days on market · 238 sales in the last 3 months
Pittsburg
$590K median
28 days on market · 103 sales in the last 3 months
Cloverdale
$589K median
50 days on market · 24 sales in the last 3 months
Richmond
$580K median
27 days on market · 171 sales in the last 3 months
Suisun City
$545K median
35 days on market · 58 sales in the last 3 months
Cotati
$514K median
37 days on market · 18 sales in the last 3 months
Vallejo
$500K median
39 days on market · 256 sales in the last 3 months
Emeryville
$445K median
32 days on market · 31 sales in the last 3 months

Condos under $3 million in pricier cities

Cities whose overall median is above $3M, but where the condos median fits the budget (at least 5 sales in the last 3 months)

Townhomes under $3 million in pricier cities

Cities whose overall median is above $3M, but where the townhomes median fits the budget (at least 5 sales in the last 3 months)

Neighborhood pockets within budget

Neighborhoods with a median under $3 million inside cities that are otherwise above it

Other budgets

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Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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