Branham, San Jose Housing Market · 2026
Data through Sep 2026
Branham, San Jose Market Snapshot
Branham is a balanced market and tilting gently toward buyers. A good environment for thoughtful decisions on both sides:
- Homes go pending in about 13 days, so move quickly or you'll miss out
- Selling 1% below asking. Sellers are flexible on price
- Loan payment: $4,725/mo P&I (7.32%, 20% down) · Est. total ~$5,804/mo with tax + insurance, well below the Bay Area average.
- Branham pricing is 36% below the San Jose median ($860K vs. $1.35M)
Based on 7 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.
Data through September 2026
- Principal & Interest$4,725
- Property Tax$896
- Insurance$183
Market Trends
See how prices, monthly costs, and mortgage rates have moved in Branham.
Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.
Frequently asked questions about Branham, San Jose
- Is now a good time to buy in Branham, San Jose?
Branham, San Jose is a balanced market that is tilting gently toward buyers. Both sides have reasonable leverage, contingencies are more common, and there is time to make thoughtful decisions.
- How do Branham, San Jose home prices compare to the Bay Area average?
At $860K, Branham, San Jose's median sits about 51% below the Bay Area average of $1.77M. Branham, San Jose is among the most accessible parts of the Bay Area.
Within San Jose, this area trades about 36% below the city-wide median of $1.35M.
- How competitive is Branham, San Jose for buyers?
Branham, San Jose is a balanced market where neither side dominates:
- Homes sell about 0.6% below asking on average
- 43% close above list price
- 13 days typical time to go pending
Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.
- What will my total monthly cost be on a median-priced Branham, San Jose home?
At $860K with 20% down at 7.32%, your estimated total monthly cost is approximately $5,804:
- $4,725 principal and interest
- $896 property tax (California 1.25% effective rate)
- $183 homeowners insurance
HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.
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