Seller's Market
▲ Heating UpRose Garden, San Jose Market Update
Rose Garden favors sellers, but smart buyers can still win. Here's the picture:
- Homes go pending in about 12 days — move quickly or you'll miss out
- Selling at or just above list price — fair offers still win here
- Monthly payment: $9,166 at 6.37% (20% down on a $1.84M median home)
- Rose Garden pricing is 38% above the San Jose median ($1.84M vs. $1.33M)
More competitive than last year. Waiting will likely mean paying more.
Median Sale Price
$1.84M
▲ 23.9% YoY
Up $355K from last year
Days on Market
12 days
▲ 700% YoY
Homes sell in a week or two
Sale-to-List Ratio
101.8%
▼ from 111.8%
Selling at or just above asking
Active Inventory
2
Very low — limited options for buyers
Sold Above List
50%
▼ -17pp YoY
More than half sell above asking
Price Drops
—
Sellers rarely reduce their price
Off Market in 2 Wks
50%
▲ 17pp YoY
Most go pending within 2 weeks
Monthly Payment
$9,166
— 6.37% · 30yr fixed
20% down on $1.84M median
30-yr Fixed6.37%
15-yr Fixed5.74%
A 1% rate drop would save ~$8,820/mo on the median Rose Garden home. Your actual rate depends on your credit, down payment, and loan type.Rose Garden Trends
Median Sale Price
Up 23.9% year-over-year in Rose Garden.
What You'd Actually Pay Per Month
Monthly cost is up 14% year-over-year in Rose Garden.
Melanie Tan
8 Blocks Real Estate · DRE #02014153
“I know Rose Gardenwell. Let me help you understand what the numbers mean for your specific situation.”
Let's talk about Rose Garden
Market data: Redfin Data Center · Rates: FRED / Federal Reserve · Updated weekly · Data through Feb 2026
© 2026Melanie Tan, 8 Blocks Real Estate · DRE #02014153
© 2026Melanie Tan, 8 Blocks Real Estate · DRE #02014153