Rose Garden, San Jose Housing Market · 2026

Data through Aug 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Rose Garden, San Jose Market Snapshot

Rose Garden is a balanced market, but competition has been picking up. Here's where things stand:

Based on 9 homes sold in the 3 months ending August 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through August 2026

SalesWhat are homes selling for?
Median Sale Price
$2.60M
Up 18.1% from August 2025
Up $399K from August 2025
Homes Sold
9
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$16,389/mo
6.76% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$13,498
  • Property Tax$2,707
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
37 days
19 more days than in August 2025
Buyers have time to decide
Sale-to-List Ratio
101.9%
Up from 99.7% in August 2025
Selling at or near asking price
% Sold Over Asking
33%
33% of homes sold above asking, some competition
Active Listings
3
Down 53.9% from August 2025
About 1.1 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Rose Garden.

Median Sale Price
Up 18.1% year-over-year in Rose Garden. Based on 9 sales in the last 3 months.
Homes Sold
25% fewer homes sold than a year ago in Rose Garden.
Total Monthly Payment
Estimated monthly cost is up 19% from a year ago in Rose Garden, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.76%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Rose Garden, San Jose

Is now a good time to buy in Rose Garden, San Jose?

Rose Garden, San Jose is balanced but competition is picking up. It remains a reasonable environment for buyers, though acting decisively on well-priced homes is becoming more important.

How do Rose Garden, San Jose home prices compare to the Bay Area average?

At $2.60M, Rose Garden, San Jose's median sits about 46% above the Bay Area average of $1.78M. Rose Garden, San Jose is on the higher end of the regional market.

Within San Jose, this area trades about 86% above the city-wide median of $1.40M.

How competitive is Rose Garden, San Jose for buyers?

Rose Garden, San Jose is a balanced market where neither side dominates:

  • Homes sell about 2% above asking on average
  • 33% close above list price
  • 37 days typical time to go pending

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced Rose Garden, San Jose home?

At $2.60M with 20% down at 6.76%, your estimated total monthly cost is approximately $16,389:

  • $13,498 principal and interest
  • $2,707 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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